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77 Listings in Insurance Available
What is Newton by Agency Systems? Newton by Agency Systems is insurance agency management software offering a full-featured agency management system (Newton) with accounting and automation. Founded in 1982 and based in Coral Springs, Florida, USA, Newton by Agency Systems helps independent agencies wanting AMS plus accounting manage policies, clients, servicing and sales in one platform. Key features of Newton by Agency Systems Policy and client management Integrated agency accounting Automation and carrier downloads Reporting Carrier connectivity Reporting and integrations across your agency stack Who uses Newton by Agency Systems? Newton by Agency Systems is built for independent agencies wanting AMS plus accounting. It suits agencies that want policy and client management without manual processes and disconnected tools. Why choose Newton by Agency Systems? Compared with alternatives like AMS360, Newton by Agency Systems differentiates on policy and client management. Pricing is quote-based and scoped to your users and agency size.
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What is Jenesis? Jenesis is insurance agency management software offering agency management software focused on service, retention and ease for independent agents. Founded in 1999 and based in Lenoir, North Carolina, USA, Jenesis helps independent P&C agencies manage policies, clients, servicing and sales in one platform. Key features of Jenesis Policy and client management Servicing and retention tools Carrier integrations Reporting and texting Carrier connectivity Reporting and integrations across your agency stack Who uses Jenesis? Jenesis is built for independent P&C agencies. It suits agencies that want policy and client management without manual processes and disconnected tools. Why choose Jenesis? Compared with alternatives like HawkSoft, Jenesis differentiates on policy and client management. Pricing is quote-based and scoped to your users and agency size.
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See where insurance fits in a complete stack, with the other software, AI agents and services each business needs.
Akur8 is an AI-driven insurance pricing platform that automates predictive modeling for actuaries and pricing teams while preserving full transparency and control over the models. It uses machine learning to accelerate the creation of pricing models, dramatically reducing modeling time compared to traditional methods, and provides explainable, auditable models that satisfy regulatory and actuarial standards, helping insurers price more accurately and react faster to market changes. Akur8 is used by insurers and actuarial teams worldwide that want to modernize pricing with machine learning without sacrificing transparency or regulatory compliance. Its transparent AI approach lets actuaries retain control while gaining speed and predictive power, its reserving capabilities extend the platform, and its cloud delivery integrates into pricing workflows. For carriers modernizing actuarial pricing, Akur8 offers a distinctive, transparency-first AI solution.
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Hippo is a US insurtech focused on home insurance, offering modern homeowners coverage with a fast online experience and a proactive, prevention-first approach that includes smart-home devices and monitoring. It aims to protect homes before problems happen, bundling coverage with tools and discounts for connected homes. The platform covers homeowners insurance, smart-home device integration and monitoring, fast online quotes and policy management, and proactive maintenance and prevention perks, on premiums that vary by home and profile (US average roughly $120–$160 per month, often cheaper than traditional carriers, with smart-home discounts of 5–15%). Its prevention-first, smart-home approach differentiates it from traditional home insurers. Hippo serves US homeowners who want modern, tech-enabled home insurance with proactive protection and potential savings. Its digital experience, smart-home perks, and competitive pricing make it a leading home-insurance insurtech.
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Coalition is a US-based cyber insurance provider built around "Active Insurance", pairing coverage with continuous security monitoring so policyholders can prevent incidents, not just claim after them. It scans an organization's internet-facing assets, alerts on exposures, and helps remediate before attackers strike. Coalition serves businesses from SMBs to large enterprises, offering cyber limits up to $25 million and combining underwriting with real-time threat intelligence. Premiums are quoted per organization based on size, industry, and security posture, making risk reduction part of the policy itself.
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AgencyBloc is an agency management platform (AMS+) built for health, life, and benefits insurance agencies, combining CRM, commission tracking and processing, quoting, and automated workflows to help agencies manage clients, policies, commissions, and growth. It focuses on the specific needs of health and life insurance agencies rather than property and casualty. The platform provides client and policy management, commission tracking and processing (a key pain point for insurance agencies), a CRM with lead and sales management, quoting, automated workflows, and reporting, tailored to the health, life, and benefits insurance space. Its commission-processing capabilities and industry focus distinguish it for these agency types. AgencyBloc pricing is not fully transparent (contact for a quote), with reported starting points around 59 to 109 dollars per user per month depending on the plan and configuration, plus potential add-on costs, and a free trial. It suits small to mid-sized health, life, and benefits insurance agencies. Aimed at insurance agencies, it competes with Applied Epic, EZLynx, HawkSoft, NowCerts, and Better Agency.
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Onsurity offers a monthly subscription-based employee healthcare and benefits membership designed for SMEs, startups, and growing teams. Instead of rigid annual insurance, companies get flexible monthly plans bundling group health insurance, doctor teleconsultations, discounted medicines and diagnostics, and wellness, affordable even for small teams. Onsurity's TeamSure membership lets employers offer meaningful healthcare benefits without large upfront commitments. Pricing is per-member per-month and quoted by plan and team size.
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What is Openkoda? Openkoda is insurance application platform software offering open-source application development platform for insurance and financial apps. Openkoda helps insurers and MGAs work more efficiently and achieve better outcomes. Key features of Openkoda Policy apps Low-code Open source AI assistants Analytics and reporting Integrations with Guidewire, Duck Creek, Salesforce and more Who uses Openkoda? Openkoda is built for insurers and MGAs. It suits teams that want policy apps without spreadsheets and disconnected tools. Why choose Openkoda? Compared with alternatives like Socotra, Openkoda differentiates on policy apps. Pricing is quote-based and scoped to your usage and team size.
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Insurity is a cloud-based provider of insurance software and analytics for property and casualty carriers, MGAs, and other insurance organizations, offering core policy, billing, and claims systems along with data analytics and specialty solutions. Its portfolio spans core administration, geospatial and risk analytics, and specialty program business, helping insurers modernize operations, improve underwriting with data, and manage niche and program business efficiently. Insurity is used by carriers and program administrators that want cloud software backed by strong analytics and specialty capabilities, often for program and specialty lines. Its analytics products enrich underwriting and portfolio management, its core systems run policy and claims, and its cloud delivery lowers infrastructure overhead. For P&C organizations seeking combined core software and data-driven insight, Insurity is an established provider.
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Plum is an employee health insurance and benefits platform that makes it easy for companies to offer group health insurance and wellness benefits to their teams. It digitizes the whole experience, instant group cover, employee onboarding, claims support, teleconsultations, and wellness, with a dashboard for HR and an app for employees. Popular with Indian startups and growing companies, Plum aims to make quality health cover affordable and simple to administer. Pricing is per-employee and quote-based, scoped by cover and headcount.
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What is Arturo? Arturo is property analytics software offering AI property data from aerial and satellite imagery for insurance carriers. Based in Chicago, Illinois, USA, Arturo helps insurance carriers work more efficiently and achieve better outcomes. Key features of Arturo Roof condition Property attributes Change detection APIs Analytics and reporting Integrations with Guidewire, Duck Creek, Salesforce and more Who uses Arturo? Arturo is built for insurance carriers. It suits teams that want roof condition without spreadsheets and disconnected tools. Why choose Arturo? Compared with alternatives like ZestyAI, Arturo differentiates on roof condition. Pricing is quote-based and scoped to your usage and team size.
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What is Cambridge Mobile Telematics? Cambridge Mobile Telematics is telematics and driver safety software offering smartphone and IoT telematics platform for insurers and fleets. Based in Cambridge, Massachusetts, USA, Cambridge Mobile Telematics helps insurers and fleets work more efficiently and achieve better outcomes. Key features of Cambridge Mobile Telematics Driver scoring Crash detection Usage-based insurance Fleet safety Analytics and reporting Integrations with Esri ArcGIS, Traffic controllers, Video cameras and more Who uses Cambridge Mobile Telematics? Cambridge Mobile Telematics is built for insurers and fleets. It suits teams that want driver scoring without spreadsheets and disconnected tools. Why choose Cambridge Mobile Telematics? Compared with alternatives like Arity, Cambridge Mobile Telematics differentiates on driver scoring. Pricing is quote-based and scoped to your usage and team size.
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Insurance software helps insurers, agencies, and insurtech companies manage policies, claims, underwriting, and customer relationships across the insurance lifecycle. This guide explains what insurance software is, the main types (policy administration, claims, agency management, underwriting), how it works, and how to choose the right platform.
Insurance software helps insurers, agencies, and insurtech companies manage policies, claims, underwriting, and customer relationships across the insurance lifecycle. This guide explains what insurance software is, the main types (policy administration, claims, agency management, underwriting), how it works, and how to choose the right platform.
Insurance software is the technology that runs the insurance business, quoting, underwriting, issuing and administering policies, processing claims, managing agents and customers, and ensuring regulatory compliance. It spans core systems for carriers, agency management for brokers, and insurtech platforms modernizing the industry.
The purpose is to automate and streamline complex, regulated insurance workflows that were long run on legacy mainframes and paper. Modern insurance software digitizes quoting and underwriting, speeds claims, improves the customer and agent experience, and provides the data and compliance controls insurers need.
The category includes policy administration systems (PAS), claims management, underwriting and rating engines, agency management systems, distribution and quoting platforms, and customer/broker portals. Insurers and agencies adopt it to reduce cost, accelerate operations, manage risk, and compete with digital-first insurtechs.
Insurance software manages the policy lifecycle: a prospect gets a quote from a rating engine, an underwriter assesses risk and prices the policy, the policy is issued and administered in the PAS, premiums are billed, and any claims are handled in a claims system, all under regulatory and compliance rules.
Core components include rating and quoting, underwriting workflows, policy administration, billing, claims management, agency/broker management, and portals for customers and agents. These integrate with third-party data (risk, credit, telematics), payment systems, and regulators for reporting.
For example, an auto insurer might quote a customer online using a rating engine and third-party data, underwrite and issue the policy in the PAS, bill premiums automatically, and, if there is an accident, let the customer file a claim through an app that routes it through automated and adjuster review to fast payout, with everything logged for compliance.
Manages the full policy lifecycle, issuance, endorsements, renewals, and cancellations, as the core system of record. A modern PAS is the backbone of a carrier; it determines how quickly products launch and how efficiently policies are serviced.
Handles the end-to-end claims process from first notice of loss through adjudication and payment. Efficient, fair claims handling drives customer satisfaction and controls loss and expense ratios, the heart of insurance profitability.
Assess risk and price policies using rules, data, and increasingly AI. Strong underwriting and rating are what balance growth against risk and let insurers price accurately and competitively.
For agencies, manages clients, policies across carriers, commissions, renewals, and servicing. Agency management systems are the operational hub that keeps brokers efficient and compliant.
Self-service quoting and portals for customers and agents streamline sales and servicing. Digital distribution meets modern expectations and expands reach across channels.
Regulatory reporting, audit trails, encryption, and access controls protect sensitive data and satisfy regulators. Compliance is non-negotiable in a heavily regulated industry.
Automating quoting, underwriting, and policy servicing cuts cycle times and lets insurers and agencies handle more volume efficiently.
Digital, automated claims speed payouts and improve customer satisfaction while controlling costs.
Data-driven underwriting and rating price risk more precisely, protecting loss ratios and competitiveness.
Self-service quoting and portals expand reach and make it easier for agents and customers to do business.
Built-in regulatory reporting, audit trails, and security reduce risk in a heavily regulated industry.
| Type | Best for | Ideal size | Pros | Limitations |
|---|---|---|---|---|
| Policy administration systems (PAS) | Core policy lifecycle for carriers | Insurers of all sizes | System of record; enables product launches and servicing | Core replacements are complex projects |
| Claims management systems | End-to-end claims handling | Carriers and TPAs | Speeds claims and controls loss/expense | Must integrate with PAS and data sources |
| Underwriting & rating software | Risk assessment and pricing | Carriers and MGAs | Accurate, faster, data-driven pricing | Depends on quality data and models |
| Agency management systems (AMS) | Managing clients and policies for brokers | Agencies and brokerages | Operational hub for multi-carrier books | Different from carrier core systems |
| Insurtech & digital platforms | Modern, API-first quoting, distribution, and admin | Insurtechs and modern carriers | Fast, digital, customer-friendly | May need integration with legacy systems |
Property & Casualty (P&C): P&C insurers use PAS, rating, and claims systems for auto, home, and commercial lines.
Life & Health Insurance: Life and health carriers use policy admin and underwriting tailored to long-duration, regulated products.
Insurance Agencies & Brokers: Agencies use AMS to manage multi-carrier books, commissions, and client servicing.
Managing General Agents (MGAs): MGAs use underwriting and policy platforms to build and distribute programs.
Reinsurance: Reinsurers use specialized systems for treaty management, risk, and analytics.
Insurtech Startups: Insurtechs build on API-first platforms to launch digital insurance products fast.
Commercial & Specialty Lines: Complex commercial risks require flexible rating, underwriting, and document handling.
Employee Benefits: Benefits providers and brokers manage group policies, enrollment, and administration.
Claims TPAs: Third-party administrators use claims systems to handle claims on behalf of carriers.
Match the software to whether you are a carrier, agency, MGA, or insurtech, and to your specific lines of business, since requirements differ sharply.
Assess how easily you can configure products, rates, and workflows without heavy IT, which determines how fast you launch and adapt.
Confirm connections to third-party risk data, payment systems, and other core systems, plus open APIs for a modern architecture.
Evaluate the depth of claims automation and underwriting/rating capabilities relevant to your products and risk appetite.
Verify regulatory reporting, audit trails, data security, and certifications appropriate to insurance and your jurisdictions.
Core insurance projects can be large; weigh vendor implementation track record, timelines, and modern vs legacy architecture.
Understand licensing (per policy, premium, or user), implementation cost, and how the platform scales with your book.
AI is reshaping insurance through automated underwriting that assesses risk from more data faster, and pricing models that are more accurate and dynamic.
In claims, AI accelerates first notice of loss, damage assessment (including from photos), fraud detection, and straight-through processing for simple claims, speeding payouts and cutting costs.
Generative AI assists agents and adjusters by drafting documents, summarizing policies and claims, and answering customer questions, while chatbots handle routine servicing.
Expect deeper automation across underwriting and claims, telematics and IoT-driven risk pricing, and agentic workflows, all under strict regulatory and fairness scrutiny. Prioritize vendors with explainable models and strong governance, since AI decisions about risk and claims carry regulatory and ethical weight.
Insurance software is the technology that runs the insurance business, quoting, underwriting, issuing and administering policies, processing claims, managing agents and customers, and ensuring regulatory compliance. It spans core systems for carriers (policy administration, claims, rating), agency management systems for brokers, and modern insurtech platforms. Its purpose is to automate the complex, regulated workflows that were long run on legacy mainframes and paper, digitizing quoting and underwriting, speeding claims, improving the agent and customer experience, and providing the data and compliance controls insurers require. Insurers and agencies adopt it to reduce cost, accelerate operations, manage risk more accurately, and compete with digital-first insurtechs.
A policy administration system is the core system of record for an insurance carrier, managing the full policy lifecycle, quoting, issuance, endorsements, renewals, cancellations, and billing. It stores all policy data and connects to rating, underwriting, claims, and billing functions. A modern PAS is the backbone of a carrier because it determines how quickly the insurer can launch new products, adjust rates, and service policies efficiently. Legacy PAS platforms are often rigid and costly, which is why many insurers are modernizing to configurable, API-first systems. When evaluating a PAS, prioritize configurability (launching products without heavy IT), integrations, and the vendor's implementation track record, since core replacements are significant projects.
Claims management software handles the end-to-end claims process, from first notice of loss (FNOL) through investigation, adjudication, and payment. It routes claims to the right adjusters, automates parts of the workflow, integrates with data and payment systems, and tracks everything for compliance and reporting. Efficient, fair claims handling is central to insurance because it drives customer satisfaction and directly affects loss and expense ratios, the core of profitability. Modern claims systems increasingly use AI for damage assessment, fraud detection, and straight-through processing of simple claims to speed payouts and cut costs. When choosing one, evaluate automation depth, integration with your policy system and data sources, fraud tools, and the customer-facing claims experience.
A policy administration system (PAS) is a carrier's core system for creating and servicing the insurance policies it underwrites, it manages the insurer's own products, rates, and policy lifecycle. An agency management system (AMS) is used by insurance agencies and brokers to manage their book of business across multiple carriers, tracking clients, the policies they hold from various insurers, commissions, renewals, and servicing tasks. In short, a PAS runs the insurer's products; an AMS runs the broker's client relationships and multi-carrier book. If you are a carrier or MGA, you need core systems like a PAS; if you are an agency or brokerage, you need an AMS built for distribution and client servicing.
There is no single best platform, the right insurance software depends on your role (carrier, agency, MGA, or insurtech), your lines of business, and your scale. A carrier needs core systems like policy administration, rating, and claims; an agency needs an agency management system; an insurtech needs a modern, API-first platform to launch digital products. Evaluate options on fit for your role and lines, configurability and speed to market, integrations with data and payment systems, compliance and security, and implementation track record. Because insurance projects can be large and regulated, shortlist vendors with proven results in your segment and check references from similar insurers or agencies before committing.
AI is transforming insurance across underwriting and claims. In underwriting, AI assesses risk from more data sources faster and prices policies more accurately and dynamically, including telematics and IoT signals. In claims, it accelerates first notice of loss, assesses damage from photos, detects fraud, and enables straight-through processing of simple claims, speeding payouts while cutting costs. Generative AI helps agents and adjusters draft documents, summarize policies and claims, and answer customer questions, while chatbots handle routine servicing. Because AI decisions about risk, pricing, and claims carry regulatory and fairness implications, prioritize vendors with explainable models, bias controls, and strong governance so automated decisions are accurate, compliant, and defensible.
Reputable insurance software is built for the industry's strict regulatory and security requirements, offering regulatory reporting, detailed audit trails, encryption, role-based access control, and data-residency options. Insurance is heavily regulated and varies by jurisdiction, so compliance capabilities are a core evaluation criterion. That said, compliance is shared: you must configure the software correctly and meet your own regulatory obligations. Before adopting any platform that handles policyholder data and financial transactions, verify its security certifications, how it supports the specific regulations in your markets, its audit and reporting capabilities, and its data-protection practices, since a breach or compliance failure in insurance carries serious financial and legal consequences.
Insurtech refers to technology-driven innovation in the insurance industry, startups and platforms using modern software, data, and AI to improve or reinvent how insurance is quoted, underwritten, distributed, and serviced. Insurtech spans digital-first insurers (carriers built on modern technology), API-first platforms that let companies embed or launch insurance products quickly, and tools that modernize underwriting, claims, and distribution for traditional insurers. The goal is faster, more customer-friendly, data-driven insurance. For established insurers and agencies, insurtech platforms offer a way to modernize legacy operations and compete on experience; for new entrants, they provide the infrastructure to launch products without building core systems from scratch.
