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Cover Genius is a global insurtech that powers embedded insurance and protection for digital companies through its XCover platform, letting travel, ecommerce, fintech, and logistics businesses offer relevant insurance at the point of sale. With licenses across many countries and an API-first approach, it embeds tailored protection and handles claims for partners' customers worldwide.
The platform covers embedded insurance via API (travel, shipping, warranty, ticket, and more), a global licensing footprint, automated claims (XClaim), multi-currency and localization, and partner analytics, on B2B/B2B2C partnership pricing quoted by program and volume. Its breadth of embeddable protection and global licensing differentiate it.
Cover Genius serves digital businesses — travel platforms, marketplaces, ecommerce, fintechs, and logistics — that want to embed relevant insurance and protection into their customer journeys. Its XCover platform, global reach, and automated claims make it a leading embedded-insurance provider.
Pricing Model
Custom
Starting Price
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Free Options
None
| Feature | XCover (Embedded) | Enterprise |
|---|---|---|
| Embedded insurance API | — | |
| Global licensing | — | |
| Multi-currency | — | |
| By program/volume | — | |
| Custom quote | ||
| Automated claims (XClaim) | — | |
| Localization | — | |
| Partner analytics | — | |
| Dedicated support | — |
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API Types
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
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