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22 Listings in Insurance Available
Qover is a Brussels-based insurtech that provides embedded insurance as an API-first orchestration layer. It sits between risk carriers and consumer-facing brands — mobility, fintech, travel, and e-commerce companies — letting them offer insurance as a native, in-context feature of their own product rather than a bolt-on. Qover handles quoting, policy issuance, and claims across borders, and reports protecting millions of people in 30+ countries. Because it is carrier-agnostic, brands can plug in a single API and configure coverage per product, partner, country, or risk carrier. Pricing is partnership-based (quote).
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Acko is India's first fully digital general-insurance company, offering car, bike, health, travel, and other insurance directly online with no paperwork and fast, AI-powered claims. Operating direct-to-consumer, it removes agent commissions to offer lower premiums, and provides instant renewals and same-day claim settlements through its app and website. The platform covers motor (car and bike) insurance, health insurance, travel insurance, and embedded insurance, with fully online purchase, instant policy issuance, and AI-driven claims, on premiums that vary by product and profile (Acko claims up to significantly lower motor premiums by eliminating agent commissions). Its digital-only, D2C model and high claim-settlement ratio differentiate it from traditional insurers. Acko serves Indian consumers who want to buy and manage insurance online with lower premiums and fast claims, and partners embedding insurance. With tens of millions of customers, its digital model, pricing, and claims experience make it a leading insurtech insurer in India.
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Saaskart Market Grid™
Explore how leading Insurance solutions compare based on customer satisfaction, market presence, adoption, and buyer feedback. The Market Grid helps you identify category leaders, high-performing solutions, and emerging products within the Insurance ecosystem.
Category Leader
Oneshield Policy
#1 in Insurance
Best Value Insurance
Lemonade
From $5/mo
Trending
Oneshield Policy
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Derived from live Saaskart marketplace data — engagement, reviews, and pricing for this category.
Live Rankings
PolicyBazaar is India's largest insurance marketplace, letting consumers compare, buy, and manage insurance policies — health, life, motor, travel, and more — from many insurers in one place. It provides quotes, comparisons, advisory, and claims support, and offers insurers and businesses a large digital distribution channel, with a group entity also serving corporate and SME insurance. The platform covers insurance comparison and quotes across categories, online policy purchase and renewals, claims assistance and advisory, and business and group insurance, with a free-to-use consumer model (PolicyBazaar earns commissions from insurers) and business solutions quoted. Its scale, insurer breadth, and comparison-first model differentiate it in Indian insurtech. PolicyBazaar serves Indian consumers comparing and buying insurance, and insurers and businesses seeking digital distribution and group cover. As the leading Indian insurance marketplace, its comparison, reach, and advisory make it a major insurtech platform.
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Riskcovry is a full-stack insurtech platform that lets India's insurance distributors — banks, NBFCs, brands, and fintechs — digitally launch, scale, and manage insurance businesses. With integrations across 40+ insurers and 150+ products, its "Insurance-in-a-Box" supports retail, credit-linked, and embedded insurance across life, health, and general lines from a single API. Riskcovry gives partners a market-ready way to distribute insurance without building carrier integrations themselves. Pricing is partnership- and volume-based (quote).
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Cover Genius is a global insurtech that powers embedded insurance and protection for digital companies through its XCover platform, letting travel, ecommerce, fintech, and logistics businesses offer relevant insurance at the point of sale. With licenses across many countries and an API-first approach, it embeds tailored protection and handles claims for partners' customers worldwide. The platform covers embedded insurance via API (travel, shipping, warranty, ticket, and more), a global licensing footprint, automated claims (XClaim), multi-currency and localization, and partner analytics, on B2B/B2B2C partnership pricing quoted by program and volume. Its breadth of embeddable protection and global licensing differentiate it. Cover Genius serves digital businesses — travel platforms, marketplaces, ecommerce, fintechs, and logistics — that want to embed relevant insurance and protection into their customer journeys. Its XCover platform, global reach, and automated claims make it a leading embedded-insurance provider.
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Zopper is an insurtech platform providing the infrastructure for banks, NBFCs, brands, and retailers to embed and distribute insurance at the point of sale and within their products. Its API-led platform covers device protection, extended warranty, and a range of insurance lines, plus retail SaaS roots that help partners sell and service policies seamlessly. Zopper enables partners to launch insurance programs quickly without building carrier integrations. Pricing is partnership- and volume-based (quote).
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Plum is an employee health insurance and benefits platform that makes it easy for companies to offer group health insurance and wellness benefits to their teams. It digitizes the whole experience — instant group cover, employee onboarding, claims support, teleconsultations, and wellness — with a dashboard for HR and an app for employees. Popular with Indian startups and growing companies, Plum aims to make quality health cover affordable and simple to administer. Pricing is per-employee and quote-based, scoped by cover and headcount.
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Oneshield Policy is a software product listed on Saaskart. Compare Oneshield Policy against alternatives on pricing, features, integrations, and verified reviews. This profile is unclaimed — if you represent Oneshield Policy, you can claim it to add full details.
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Turtlemint is an Indian insurtech platform that helps consumers compare and buy insurance and empowers insurance advisors (PoSPs) with tools to sell policies through its MintPro app. It combines a consumer marketplace for health, motor, and life insurance with a large network of trained advisors, blending digital convenience with human advice. The platform covers insurance comparison and purchase (health, motor, life), the MintPro advisor app for selling and servicing policies, training and certification for advisors, claims support, and analytics, on a free-to-use consumer model (commissions from insurers) and advisor tools that let PoSPs earn. Its advisor-empowerment plus consumer marketplace model differentiates it in Indian insurtech. Turtlemint serves Indian consumers comparing and buying insurance, and insurance advisors and entrepreneurs who want to build an insurance-selling business digitally. Its advisor network, MintPro app, and marketplace make it a leading insurtech platform in India.
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InsuranceDekho is an Indian insurance comparison and distribution platform that lets consumers compare and buy motor, health, life, and other insurance, and empowers a large network of advisors and point-of-sale partners to sell policies. It combines a consumer marketplace with a strong advisor-led distribution model, especially in smaller towns, plus claims support. The platform covers insurance comparison and purchase (motor, health, life, travel), advisor and POSP distribution tools, renewals, and claims assistance, on a free-to-use consumer model (commissions from insurers) with advisor tools that let partners earn. Its advisor-driven distribution across India, including tier-2/3, differentiates it. InsuranceDekho serves Indian consumers comparing and buying insurance, and advisors and entrepreneurs who want to sell insurance. Its comparison, advisor network, and distribution reach make it a leading insurtech platform in India.
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Insurance software helps carriers, agencies, and brokers manage policies, claims, underwriting, and customer relationships — streamlining the insurance lifecycle and improving service and compliance. This guide explains what insurance software is, how it works, what matters, and how to choose a platform.
Insurance software helps carriers, agencies, and brokers manage policies, claims, underwriting, and customer relationships — streamlining the insurance lifecycle and improving service and compliance. This guide explains what insurance software is, how it works, what matters, and how to choose a platform.
Insurance software spans systems across the insurance value chain: policy administration, claims management, underwriting, agency management, rating and quoting, and customer/CRM tools.
It is used by insurance carriers (core systems), agencies and brokers (agency management, CRM), and across lines including property and casualty, life, and health.
The category covers core insurance platforms (policy, claims, billing), agency management systems, underwriting and rating tools, and insurtech solutions. Buyers weigh line-of-business fit, core-system capabilities, regulatory compliance, and integration across the value chain.
Insurance software supports the lifecycle: quoting and rating, underwriting and binding policies, administering policies and billing, and managing claims from first notice through settlement, with compliance and reporting throughout.
Platforms combine policy administration, underwriting and rating, claims management, billing, and CRM/agency management, integrated with carriers, data providers, and regulatory reporting.
Carriers run core policy, claims, and billing systems; agencies and brokers manage clients, quotes, and policies across carriers, all within software tailored to insurance processes and compliance.
Manage the policy lifecycle — issuance, endorsements, renewals, and cancellations.
Handle claims from first notice of loss through adjudication and settlement efficiently.
Assess risk and price policies with rating engines and underwriting rules.
For agencies/brokers, manage clients, policies across carriers, commissions, and renewals.
Manage premium billing, payments, and reconciliation.
Support regulatory compliance and reporting across jurisdictions and lines.
Automating policy, claims, and billing reduces manual work and cost.
Streamlined claims and self-service improve customer experience.
Rating engines and rules improve consistency and pricing accuracy.
Agency management centralizes clients, policies, and commissions.
Built-in compliance and reporting reduce regulatory risk.
| Type | Best for | Ideal size | Pros | Limitations |
|---|---|---|---|---|
| Core insurance platforms | Policy, claims, billing for carriers | Carriers | End-to-end core systems | Cost and implementation |
| Agency management systems | Agency/broker operations | Agencies and brokers | Multi-carrier client management | Not carrier core |
| Underwriting & rating tools | Risk assessment and pricing | Any | Consistent pricing | Focused scope |
| Insurtech / digital tools | Digital distribution and CX | Any | Modern customer experience | May need integration |
Property & Casualty: Manage P&C policies, underwriting, and claims.
Life Insurance: Administer life policies and long-term contracts.
Health Insurance: Manage health plans, claims, and compliance.
Insurance Agencies: Manage clients and policies across multiple carriers.
Insurance Brokers: Place and manage coverage for clients efficiently.
Specialty Insurance: Handle complex, niche lines and risks.
Confirm the platform fits your lines (P&C, life, health) and their specific requirements.
Match to your role — carrier core systems vs. agency management — as needs differ greatly.
Assess policy, claims, underwriting/rating, and billing depth for your operations.
Verify regulatory compliance and reporting for your jurisdictions and lines.
Confirm integration across the value chain (carriers, data, payments, reporting).
Understand pricing by users, policies, or modules and how it scales.
AI is accelerating underwriting, claims automation, and fraud detection.
Digital distribution and self-service are reshaping customer experience.
Insurtech and modern core platforms are modernizing legacy systems.
Buyers should prioritize line-of-business and role fit, core capabilities, compliance, and integration over AI alone.
Insurance software spans systems across the insurance value chain — policy administration, claims management, underwriting and rating, billing, agency management, and CRM. Used by carriers (core systems) and agencies and brokers (agency management), across lines like property and casualty, life, and health, it streamlines the insurance lifecycle and supports service and compliance. The right tool depends heavily on your role and lines of business.
Core insurance platforms run a carrier's fundamental operations — policy administration, claims, and billing — for the insurer that underwrites risk. Agency management systems serve agencies and brokers who sell and service policies across multiple carriers, managing clients, policies, commissions, and renewals. They're distinct: carriers need core systems, agencies need agency management. Match the software to your role.
Policy administration manages the full policy lifecycle — quoting, issuance, endorsements (changes), renewals, and cancellations — along with the data and rules for each policy. It's a core function for carriers, and the policy administration system is often the central platform. Modernizing legacy policy admin systems is a major undertaking, so assess capabilities and migration carefully if you're a carrier.
Claims management software handles the process from first notice of loss through investigation, adjudication, and settlement — capturing claim data, routing and assigning, applying rules, and tracking payments. Efficient claims handling drives both cost and customer satisfaction. AI is increasingly automating parts of claims, but core workflow, accuracy, and compliance remain the foundation to evaluate.
Yes — insurance is heavily regulated and varies by jurisdiction and line of business, so insurance software includes compliance rules, required documentation, and regulatory reporting to help carriers and agencies meet obligations. Requirements differ by state/country and product, so confirm the platform supports compliance and reporting for the specific jurisdictions and lines you operate in.
Insurtech refers to technology-driven innovation in insurance — including modern, often cloud-based core platforms, digital distribution and quoting, self-service customer experiences, and AI for underwriting and claims. Insurtech solutions aim to modernize a traditionally legacy-heavy industry. They can deliver better customer experience and efficiency, though they may need integration with existing systems.
Pricing varies widely by type: core platforms often use enterprise licensing or per-policy/premium-based models with large implementation costs, while agency management systems typically charge per user, sometimes per policy. Costs scale with size and scope. Define your role, lines, and volume, and clarify how pricing and implementation grow with your operation.
First confirm fit for your lines of business and your role (carrier core vs. agency management), then assess the depth of policy, claims, underwriting/rating, and billing capabilities you need, regulatory compliance and reporting for your jurisdictions, and integration across the value chain. Given the stakes and complexity, evaluate vendor insurance expertise and migration support, and phase implementations.
