Acko

Acko is India's first fully digital general-insurance company, offering car, bike, health, travel, and other insurance directly online with no paperwork and fast, AI-powered claims. Operating direct-to-consumer, it removes agent commissions to offer lower premiums, and provides instant renewals and same-day claim settlements through its app and website.

The platform covers motor (car and bike) insurance, health insurance, travel insurance, and embedded insurance, with fully online purchase, instant policy issuance, and AI-driven claims, on premiums that vary by product and profile (Acko claims up to significantly lower motor premiums by eliminating agent commissions). Its digital-only, D2C model and high claim-settlement ratio differentiate it from traditional insurers.

Acko serves Indian consumers who want to buy and manage insurance online with lower premiums and fast claims, and partners embedding insurance. With tens of millions of customers, its digital model, pricing, and claims experience make it a leading insurtech insurer in India.