INSTANDA

What is INSTANDA?

INSTANDA is a no-code, cloud-native policy administration and distribution platform for insurance carriers and managing general agents (MGAs). It covers product creation, quoting, policy management, renewals and distribution.

Key features of INSTANDA

• Product creation: configurable product and customer experience design.
• Policy administration: quoting, policy management, renewals and underwriting.
• Digital distribution: broker and customer engagement across channels.
• Reporting: data insights and real-time reporting.
• Embedded AI: AI for workflows, decisions and insights.
• API-first platform: no-code configuration with open APIs.

How INSTANDA works

Insurers configure products and rating rules without code, publish them to brokers and customers, and administer policies on the same platform. Rating content such as ISO Verisk Rating-as-a-Service can be updated annually, and APIs connect other systems.

Who uses INSTANDA?

Carriers and MGAs use INSTANDA. The vendor names Hiscox, Sompo Japan, Markel and Bupa, and a case study of Great Plains Casualty that expanded to 19 states within four months of launch.

INSTANDA pricing

INSTANDA does not publish pricing; deployments are quoted by the vendor.

INSTANDA integrations

INSTANDA names ServiceNow, Cytora, Coherent, HubSpot, Microsoft and ISO Verisk Rating-as-a-Service, and works with partners including Deloitte, PwC, EY and Accenture.

INSTANDA alternatives

Applied Epic is an agency management system for brokers rather than a carrier core. Novidea serves brokers and MGAs. OneShield Policy is a carrier policy platform with a more traditional, code-heavy approach.