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Qover is a Brussels-based insurtech that provides embedded insurance as an API-first orchestration layer. It sits between risk carriers and consumer-facing brands — mobility, fintech, travel, and e-commerce companies — letting them offer insurance as a native, in-context feature of their own product rather than a bolt-on.
Qover handles quoting, policy issuance, and claims across borders, and reports protecting millions of people in 30+ countries. Because it is carrier-agnostic, brands can plug in a single API and configure coverage per product, partner, country, or risk carrier. Pricing is partnership-based (quote).
Pricing Model
Custom
Starting Price
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Free Options
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| Feature | Embedded Partner | Enterprise |
|---|---|---|
| API-first integration | — | |
| Carrier-agnostic orchestration | — | |
| Cross-border coverage (30+ countries) | — | |
| Configurable per product/partner | — | |
| Automated claims | — | |
| Dedicated solution design | — | |
| Multi-line insurance programs | — | |
| White-label journeys | — | |
| SLA & compliance support | — | |
| Analytics & reporting | — |
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API Types
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
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Digital insurance brokerage for small and medium businesses