Alloy

Alloy is an identity and fraud decisioning platform that orchestrates data from many sources, KYC, KYB, fraud signals, credit, and more, to automate customer onboarding, identity verification, and ongoing risk decisions for banks and fintechs. Instead of integrating each data provider separately, companies configure decisioning workflows in Alloy that pull the right checks, apply rules and models, and approve, deny, or review applicants, improving approval rates while managing fraud and compliance.

Alloy is used by banks, fintechs, and lenders that need to automate identity verification and risk decisions at onboarding and beyond, across consumer and business customers. Its orchestration reduces integration burden, its configurable workflows adapt to risk appetite, and its analytics optimize outcomes. For financial services automating identity and fraud decisioning, Alloy is a leading platform.