Plaid

Plaid is a financial data network and API platform that lets developers securely connect apps to users' bank accounts to access balances, transactions, identity, and to initiate payments. It powers account linking and open finance for fintech apps, lenders, and businesses, handling secure authentication and data connectivity across thousands of financial institutions so companies can build banking, payments, lending, and personal finance experiences without integrating each bank directly.

Plaid is used by fintech companies, banks, and businesses that need reliable, secure connections to consumer and business financial accounts for account funding, verification, lending underwriting, and personal finance. Its broad institution coverage, developer-friendly APIs, and data products make it a foundational layer of the fintech ecosystem. For companies building financial products that touch bank data, Plaid is a leading connectivity platform.