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Modulr vs Tabby: Which Fintech & Payments Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Modulr
Modulr
Rating
,
Reviews
0
From
Custom

in Fintech & Payments

Tabby
Tabby
Rating
,
Reviews
0
From
Custom

in Fintech & Payments

Jump to scorecard Ask SIA

The Short Answer

Modulr vs Tabby, in 15 seconds

Choose Modulr if…

  • You have strict security & compliance needs

Choose Tabby if…

  • You prefer Tabby's approach and ecosystem

Head-to-Head Scorecard

How Modulr and Tabby score

It's evenly matched, each leads on 1 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Modulr
    No reviews
    Tabby
    No reviews

  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Modulr
    0
    Tabby
    0

  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Modulr
    Custom
    Tabby
    Custom

  • Free Access

    Availability of a free plan and/or free trial

    Even
    Modulr
    Paid only
    Tabby
    Paid only

  • Integrations

    Number of listed third-party integrations

    Even
    Modulr
    6
    Tabby
    6

  • Features

    Number of listed product capabilities

    Even
    Modulr
    6
    Tabby
    6

  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Modulr
    ,
    Tabby
    ,

  • Security & Compliance

    Number of listed compliance certifications

    Modulr
    Modulr
    3
    Tabby
    2

  • Platforms & Deployment

    Supported platforms and deployment options

    Tabby
    Modulr
    4
    Tabby
    5

Feature Comparison

Modulr vs Tabby feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Modulr
Tabby
Overview
User rating
,
,
Pricing model
Custom
Custom
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
Programmable accountsInbound & outbound paymentsCard issuingBacs Direct DebitConfirmation of PayeeOpen banking & VRP
Pay-in-4 installmentsMonthly payment plansOnline checkoutIn-store paymentsShopping appMerchant settlement upfront
AI features
,
,
Integrations & API
Integrations
Faster PaymentsBacsSEPASWIFTSageXero
ShopifyWooCommerceMagentoSalesforce CommercePayment gatewaysPOS systems
Public API
Platforms
Deployment
CloudSaaS
CloudSaaS
Platforms
WebAPI
WebiOSAndroid
Mobile support
Security & Compliance
Compliance
FCA EMIPCI DSSISO 27001
PCI DSSSharia-compliant
Vendor
Company
,
,
Verified
Founded
,
,
Headquarters
,
,

Pricing Comparison

Modulr vs Tabby pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Modulr

Custom to start
Payments PlatformCustom
  • Programmable accounts
  • Automated payments
  • Single API
  • Per-transaction pricing
Enterprise / BaaSCustom
  • Card issuing
  • Direct scheme access
  • High volume
  • Dedicated support

Tabby

Custom to start
Merchant (Pay in 4)Custom
  • Interest-free for shoppers
  • Merchant paid upfront
  • ~3-6% discount rate
  • Online & in-store
EnterpriseCustom
  • Longer payment plans
  • App placement
  • Dedicated support
  • Higher volume

Total cost of ownership factors

Free planModulr Tabby
Free trial to evaluateModulr Tabby
Transparent published pricingModulr Tabby
Public API (build vs. buy add-ons)Modulr Tabby

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Modulr vs Tabby: strengths and trade-offs

Modulr

Pros

  • Compliance: FCA EMI, PCI DSS, ISO 27001
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)

Tabby

Pros

  • Compliance: PCI DSS, Sharia-compliant
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)

Buyer Fit

Who should use Modulr vs Tabby?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Either

Either connects to more tools for multi-client workflows.

Enterprises

Modulr

Modulr leads on compliance and breadth for complex needs.

Ecommerce

Either

Either integrates with more of the commerce stack.

SaaS companies

Either

Either is the more developer- and automation-friendly choice.

Integration overlap

Only in Modulr (6)

Faster PaymentsBacsSEPASWIFTSageXero

Only in Tabby (6)

ShopifyWooCommerceMagentoSalesforce CommercePayment gatewaysPOS systems

Keep Exploring

Other alternatives worth considering

Similar fintech & payments products buyers compare alongside Modulr and Tabby.

GoCardless

GoCardless

Custom
Tink

Tink

Custom
Stripe

Stripe

$0/mo
Paymob

Paymob

Custom
Treasury Prime

Treasury Prime

Custom
Open

Open

Free
More Modulr alternatives →More Tabby alternatives →

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Modulr and Tabby against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Modulr vs Tabby, Frequently Asked Questions

What is the difference between Modulr and Tabby?

Modulr and Tabby are both Fintech & Payments solutions. Modulr is rated 0.0/5 by 0 users, while Tabby is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Modulr or Tabby?

Based on user ratings, Modulr scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Modulr or Tabby?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Modulr or Tabby have a free plan?

Neither Modulr nor Tabby currently offers a free plan, but both offer paid plans with various tiers.

Can I switch from Modulr to Tabby?

Switching between Modulr and Tabby is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Modulr vs Tabby?

Modulr is best suited for teams that prioritise enterprise features. Tabby works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Modulr vs Tabby

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Modulr

Modulr leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Modulr and Tabby?

Visit Modulr Visit Tabby Ask SIA
Compare more alternatives →

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