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Connected business banking and finance for Indian SMEs
Open is one of India’s largest SME neobanking platforms, giving businesses a connected finance stack that combines current accounts, payments, invoicing, expense management, accounting, and payroll in one system. Working with partner banks, it lets startups, SMEs, and freelancers manage money in and money out, reconcile automatically, and stay compliant from a single platform.
The platform covers business current accounts (via partner banks), collections and payouts, invoicing and receivables, expense management and corporate cards, auto-reconciliation and accounting, and payroll and compliance, with a free-to-start account model and fees on premium features and transactions. Powering millions of SMEs and tens of billions in annualized transactions, its all-in-one finance approach differentiates it from standalone tools.
Open serves Indian startups, SMEs, and freelancers that want unified business banking and finance rather than juggling separate banking, invoicing, and accounting tools. Its connected banking, automation, and scale make it a leading business-finance platform in India.
Pricing Model
Custom
Starting Price
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Free Options
Free version
| Feature | Business Banking | Premium |
|---|---|---|
| Free-to-start account | — | |
| Collections & payouts | — | |
| Invoicing | — | |
| Auto-reconciliation | — | |
| Via partner banks | — | |
| Expense & corporate cards | — | |
| Payroll & compliance | — | |
| Accounting | — | |
| Advanced features | — | |
| Custom quote | — |
Other
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
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