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Embedded payments and Banking-as-a-Service platform
Modulr is a UK-based embedded payments and Banking-as-a-Service platform that lets businesses and software platforms open programmable e-money accounts and move money automatically through a single API. Regulated as an EMI and a direct participant in Faster Payments, Bacs, and SEPA with Bank of England settlement accounts, it powers payments infrastructure for fintechs, platforms, and enterprises.
The platform covers programmable accounts, inbound and outbound payments (including bulk, batch, future-dated, and SWIFT), virtual and physical card issuing, Bacs Direct Debit collection, Confirmation of Payee, and open banking payments and VRP, priced per transaction and by service through custom, volume-based agreements. Its direct scheme access and automation differentiate it from building bank integrations directly.
Modulr serves fintechs, software platforms, payroll providers, and enterprises that need to embed accounts and payments or automate high-volume money movement. Its API, direct scheme participation, and reliability make it a leading embedded-payments provider in the UK and Europe.
Pricing Model
Custom
Starting Price
Contact vendor
Free Options
None
| Feature | Payments Platform | Enterprise / BaaS |
|---|---|---|
| Programmable accounts | — | |
| Automated payments | — | |
| Single API | — | |
| Per-transaction pricing | — | |
| Custom quote | ||
| Card issuing | — | |
| Direct scheme access | — | |
| High volume | — | |
| Dedicated support | — |
Other
Finance
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API Types
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
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Payments infrastructure and financial APIs for the internet
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