Razorpay vs RazorpayX: Which Payment Gateways Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction — side by side, with no marketing spin.
The Short Answer
Razorpay vs RazorpayX, in 15 seconds
Choose Razorpay if…
- You depend on a broad integration ecosystem
- You want deeper AI and automation features
- You need the broader feature set
Choose RazorpayX if…
- You want the lower entry price
- You need a genuinely free plan
- You have strict security & compliance needs
Head-to-Head Scorecard
How Razorpay and RazorpayX score
RazorpayX leads on 4 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
RazorpayNo reviewsRazorpayXNo reviews - Even
Review Volume
Number of verified reviews — a proxy for adoption
Razorpay0RazorpayX0 - RazorpayX
Entry Pricing
Lowest published starting price (free plan = lowest)
RazorpayCustomRazorpayX₹0/mo - RazorpayX
Free Access
Availability of a free plan and/or free trial
RazorpayPaid onlyRazorpayXFree plan - Razorpay
Integrations
Number of listed third-party integrations
Razorpay8RazorpayX6 - Razorpay
Features
Number of listed product capabilities
Razorpay19RazorpayX6 - Razorpay
AI Features
Capabilities mentioning AI, automation or ML
Razorpay1RazorpayX— - RazorpayX
Security & Compliance
Number of listed compliance certifications
Razorpay2RazorpayX3 - RazorpayX
Platforms & Deployment
Supported platforms and deployment options
Razorpay5RazorpayX6
Active Deals
Feature Comparison
Razorpay vs RazorpayX feature breakdown
Search or filter the full feature matrix — core features, AI, integrations, APIs, security and compliance.
Razorpay
RazorpayXPricing Comparison
Razorpay vs RazorpayX pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Razorpay
Custom to start- No setup or maintenance fee
- Standard pricing per successful transaction on domestic cards, UPI & netbanking
- Payment gateway, links, pages & invoices
- Dashboard, reporting & settlements
- Custom transaction pricing
- Dedicated account manager
- Optimized routing & higher success rates
- Priority support & SLAs
RazorpayX
₹0/mo to start- Free current account
- Payouts ₹2-5 each
- Payouts API
- Vendor & tax payments
- Salary disbursement
- Automatic TDS, PF, ESI
- Compliance filings
- By employee count
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Razorpay vs RazorpayX: strengths and trade-offs
Razorpay
Pros
- Broad integration ecosystem (8)
- Compliance: PCI DSS Level 1, ISO 27001
- Stronger AI / automation features
- Public API available
Cons
- No free plan
- No free trial
- Pricing is quote-based (less transparent)
RazorpayX
Pros
- Free plan available
- Compliance: PCI DSS, ISO 27001, GST
- Public API available
Cons
- Fewer native integrations than the alternative
Buyer Fit
Who should use Razorpay vs RazorpayX?
Startups
RazorpayX
RazorpayX keeps early-stage costs lowest with its entry tier.
Small businesses
RazorpayX
RazorpayX offers the most accessible pricing for lean teams.
Agencies
Razorpay
Razorpay connects to more tools for multi-client workflows.
Enterprises
RazorpayX
RazorpayX leads on compliance and breadth for complex needs.
Ecommerce
Razorpay
Razorpay integrates with more of the commerce stack.
SaaS companies
Razorpay
Razorpay is the more developer- and automation-friendly choice.
Integration overlap
Shared integrations (1)
Only in Razorpay (7)
Only in RazorpayX (5)
Keep Exploring
Other alternatives worth considering
Similar payment gateways products buyers compare alongside Razorpay and RazorpayX.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Razorpay and RazorpayX against your team size, budget, integrations and compliance needs — then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationRazorpay vs RazorpayX — Frequently Asked Questions
What is the difference between Razorpay and RazorpayX?
Razorpay and RazorpayX are both Payment Gateways solutions. Razorpay is rated 0.0/5 by 0 users, while RazorpayX is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Razorpay or RazorpayX?
Based on user ratings, Razorpay scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Razorpay or RazorpayX?
RazorpayX is the more affordable option, starting at ₹0/month.
Does Razorpay or RazorpayX have a free plan?
RazorpayX offers a free plan. Razorpay does not have a free tier but offers paid plans.
Can I switch from Razorpay to RazorpayX?
Switching between Razorpay and RazorpayX is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Razorpay vs RazorpayX?
Razorpay is best suited for teams that prioritise enterprise features. RazorpayX works well for teams looking to start free and scale.
Our Verdict
The bottom line on Razorpay vs RazorpayX
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
RazorpayX
RazorpayX has the friendliest entry point for new teams.
Best for Enterprise
RazorpayX
RazorpayX leads on compliance and feature breadth.
Best Value
RazorpayX
RazorpayX delivers the lowest cost to get started.
Best AI Features
Razorpay
Razorpay ships more AI and automation.
Highest Rated
Either
Both earn equal user ratings.