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Business banking, payouts, and payroll for Indian companies
RazorpayX is the business-banking arm of Razorpay, giving Indian companies a software-layer current account with automated payouts, payroll, vendor payments, tax payments, and escrow. Backed by partner banks, it lets businesses open a current account quickly and automate outbound money movement and compliance from one dashboard and APIs.
The platform covers current accounts (issued by partner banks), payouts and a payouts API, payroll with automatic TDS, PF, ESI, and professional tax, vendor and tax payments, and escrow accounts, with a free current account plus per-payout and plan-based payroll fees. Its automation of Indian payouts and statutory payroll differentiates it from traditional banking.
RazorpayX serves Indian startups and SMEs that want modern business banking, automated payouts, and integrated payroll without juggling banks and separate tools. Its payouts API, payroll automation, and Razorpay ecosystem make it a popular business-finance platform for Indian companies.
Pricing Model
Subscription
Starting Price
₹0/mo
Free Options
Free version
| Feature | Business Banking | Payroll |
|---|---|---|
| Free current account | — | |
| Payouts ₹2-5 each | — | |
| Payouts API | — | |
| Vendor & tax payments | — | |
| Escrow | — | |
| Salary disbursement | — | |
| Automatic TDS, PF, ESI | — | |
| Compliance filings | — | |
| By employee count | — | |
| Custom quote | — |
Other
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API Types
SDK Availability
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Developer Features
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
Verify with vendor for your specific region requirements.
Online accounting software for growing businesses.
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