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Full-stack payments and business banking platform
Razorpay is a full-stack payments and business banking platform that lets Indian businesses accept, process, and disburse money online. It combines a payment gateway, no-code collection tools, recurring billing, and business banking (RazorpayX) in one stack, and is PCI DSS Level 1 compliant.
Razorpay's payment gateway supports 100+ payment methods — UPI, credit and debit cards, netbanking, wallets, EMI, and pay-later — with no-code Payment Links and Payment Pages to collect money without a website, and Magic Checkout for faster one-click checkout. Optimizer adds intelligent payment routing for higher success rates, and TokenHQ handles secure card tokenization.
Run subscriptions and automated recurring payments (including UPI AutoPay), split payments across sellers with Route for marketplaces, and collect via virtual accounts with Smart Collect.
RazorpayX layers business banking on top — current accounts, automated payouts, vendor payments, and payroll — so teams can move money out as easily as they take it in.
Well-documented APIs, SDKs, and dashboards, plus ready-made plugins for Shopify, WooCommerce, Magento, and PrestaShop. Razorpay POS extends payments to in-store and offline settings.
Standard pricing is a flat 2% per successful transaction on domestic payments, with no setup fee and no annual maintenance fee. International card payments are charged up to 3%, settlements run on a T+1 cycle (instant settlement available as an add-on), and GST applies on the platform fee. Custom, volume-based pricing is available at higher processing volumes.
Startups, D2C and e-commerce brands, SaaS companies, SMBs, and enterprises in India that need to accept online payments and automate money movement.
Pricing Model
Usage-Based
Starting Price
Contact vendor
Free Options
None
Pay-per-transaction with no setup or annual fee
Custom rates and dedicated support at scale
| Feature | Standard | Enterprise |
|---|---|---|
| No setup or maintenance fee | — | |
| Standard pricing per successful transaction on domestic cards, UPI & netbanking | — | |
| Payment gateway, links, pages & invoices | — | |
| Dashboard, reporting & settlements | — | |
| Custom transaction pricing | — | |
| Dedicated account manager | — | |
| Optimized routing & higher success rates | — | |
| Priority support & SLAs | — |
Other
CRM
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API Types
SDK Availability
Verify SDK availability in vendor's documentation.
Developer Features
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
Verify with vendor for your specific region requirements.
