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Razorpay vs Subskribe: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Razorpay
Razorpay
Rating
,
Reviews
0
From
Custom

in Payment Gateways

Subskribe
Subskribe
Leads 3/9
Rating
,
Reviews
0
From
Custom

in Billing & Invoicing

Jump to scorecard Ask SIA

The Short Answer

Razorpay vs Subskribe, in 15 seconds

Choose Razorpay if…

  • You need the broader feature set

Choose Subskribe if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem
  • You want deeper AI and automation features

Head-to-Head Scorecard

How Razorpay and Subskribe score

Subskribe leads on 3 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Razorpay
    No reviews
    Subskribe
    No reviews

  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Razorpay
    0
    Subskribe
    0

  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Razorpay
    Custom
    Subskribe
    Custom

  • Free Access

    Availability of a free plan and/or free trial

    Subskribe
    Razorpay
    Paid only
    Subskribe
    Free trial

  • Integrations

    Number of listed third-party integrations

    Subskribe
    Razorpay
    3
    Subskribe
    9

  • Features

    Number of listed product capabilities

    Razorpay
    Razorpay
    8
    Subskribe
    6

  • AI Features

    Capabilities mentioning AI, automation or ML

    Subskribe
    Razorpay
    ,
    Subskribe
    1

  • Security & Compliance

    Number of listed compliance certifications

    Even
    Razorpay
    2
    Subskribe
    2

  • Platforms & Deployment

    Supported platforms and deployment options

    Razorpay
    Razorpay
    5
    Subskribe
    3

Active Deals

Razorpay, Free* Payment Gateway for 90 Days

Get deal

Feature Comparison

Razorpay vs Subskribe feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Razorpay
Subskribe
Overview
User rating
,
,
Pricing model
Usage-Based
QUOTE_BASED
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
Payment gatewayUPI and card paymentsPayment Links and PagesSubscriptionsRazorpayX payoutsSmart Collect+2
CPQSubscription billingRevenue recognitionSaaS analyticsRules engineDeal desk AI
AI features
,
Deal desk AI
Integrations & API
Integrations
n8nReplitVercel
SalesforceHubSpotNetSuiteQuickBooksStripeAvalara+3
Public API
Platforms
Deployment
CloudSaaS
Cloud
Platforms
WebiOSAndroid
WebAPI
Mobile support
Security & Compliance
Compliance
PCI DSS Level 1ISO 27001
SOC 2 Type IIGDPR
Vendor
Company
,
,
Verified
Founded
2014
2020
Headquarters
Bengaluru, Karnataka, India
Palo Alto, California, USA

Pricing Comparison

Razorpay vs Subskribe pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Razorpay

Custom to start
Standard,
  • 2% per successful domestic transaction plus GST
  • Rs. 0 setup and annual maintenance fees
  • Up to 3% on international cards
  • Corporate credit cards at 2.15%
EnterpriseCustom
  • Custom pricing
  • For merchants processing over Rs. 5,00,000 per month

Subskribe

Custom to start
CustomCustom

Total cost of ownership factors

Free planRazorpay Subskribe
Free trial to evaluateRazorpay Subskribe
Transparent published pricingRazorpay Subskribe
Public API (build vs. buy add-ons)Razorpay Subskribe

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Razorpay vs Subskribe: strengths and trade-offs

Razorpay

Pros

  • Compliance: PCI DSS Level 1, ISO 27001
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative

Subskribe

Pros

  • Free trial offered
  • Broad integration ecosystem (9)
  • Compliance: SOC 2 Type II, GDPR
  • Stronger AI / automation features
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Buyer Fit

Who should use Razorpay vs Subskribe?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Subskribe

Subskribe connects to more tools for multi-client workflows.

Enterprises

Razorpay

Razorpay leads on compliance and breadth for complex needs.

Ecommerce

Subskribe

Subskribe integrates with more of the commerce stack.

SaaS companies

Subskribe

Subskribe is the more developer- and automation-friendly choice.

Integration overlap

Only in Razorpay (3)

n8nReplitVercel

Only in Subskribe (9)

SalesforceHubSpotNetSuiteQuickBooksStripeAvalaraAnrokDocuSignSlack

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Razorpay and Subskribe.

PayU

PayU

Custom
CCAvenue

CCAvenue

Custom
Zaakpay

Zaakpay

Custom
Zoho Checkout

Zoho Checkout

Free
Hitpay

Hitpay

Free
Mollie

Mollie

Free
More Razorpay alternatives →More Subskribe alternatives →

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Razorpay and Subskribe against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Razorpay vs Subskribe, Frequently Asked Questions

What is the difference between Razorpay and Subskribe?

Razorpay and Subskribe are both Payment Gateways solutions. Razorpay is rated 0.0/5 by 0 users, while Subskribe is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Razorpay or Subskribe?

Based on user ratings, Razorpay scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Razorpay or Subskribe?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Razorpay or Subskribe have a free plan?

Neither Razorpay nor Subskribe currently offers a free plan, but Subskribe provides a free trial.

Can I switch from Razorpay to Subskribe?

Switching between Razorpay and Subskribe is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Razorpay vs Subskribe?

Razorpay is best suited for teams that prioritise enterprise features. Subskribe works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Razorpay vs Subskribe

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Razorpay

Razorpay leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Subskribe

Subskribe ships more AI and automation.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Razorpay and Subskribe?

Visit Razorpay Visit Subskribe Ask SIA
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