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Cloud-native core banking
Thought Machine is cloud-native core banking software offering cloud-native core banking (Vault Core) and payments (Vault Payments) for banks. Founded in 2014 and based in London, United Kingdom, Thought Machine helps tier-one and challenger banks work more efficiently and achieve better outcomes.
Thought Machine is built for tier-one and challenger banks. It suits teams that want smart contract banking products without spreadsheets and disconnected tools.
Compared with alternatives like Mambu, Thought Machine differentiates on smart contract banking products. Pricing is quote-based and scoped to your usage and team size.
Pricing Model
Quote-based
Starting Price
Contact vendor
Free Options
Free trial
Core Thought Machine for growing teams. Contact for a quote.
Advanced Thought Machine for larger organizations. Contact for a quote.
| Feature | Professional Popular | Enterprise |
|---|---|---|
| smart contract banking products | , | |
| Vault Core | , | |
| Integrations | , | |
| Analytics and reporting | , | |
| Standard support | , | |
| Everything in Professional | , | |
| Vault Payments | , | |
| real-time ledger | , | |
| Advanced security and controls | , | |
| Dedicated support and onboarding | , |
Other
CRM
Finance
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API Types
SDK Availability
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Developer Features
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
Verify with vendor for your specific region requirements.
Global business accounts, cards, and cross-border payments
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