Mercury

Mercury is a business banking platform built for startups and technology companies, offering checking and savings accounts, corporate cards, bill pay, invoicing, and financial workflows with no monthly fees and a modern, developer-friendly experience. It has become a default banking choice for many venture-backed startups.

The platform provides FDIC-insured checking and savings (with competitive yield), free USD wires and ACH, corporate cards, bill pay and accounts payable, invoicing, expense management, and an API, all through a clean interface designed for founders and finance teams. Its no-fee core accounts and startup focus differentiate it from traditional banks.

Mercury offers a free plan (0 dollars per month, no minimum balance, no overdraft or USD wire fees, plus savings yield), a Plus plan at 35 dollars per month (or 29.90 dollars annually) adding advanced invoicing, ACH debit collection, reimbursements for larger teams, and accounting automations, and a Pro plan at 350 dollars per month with enriched NetSuite integration and a dedicated relationship manager. Aimed at startups and growing companies, it competes with Brex, Ramp, Wise, Bill.com, and Expensify.