Ramp

What is Ramp?

Ramp is a spend management and finance automation platform. It combines corporate cards, expense management, bill payments, accounting automation and business banking, with AI features branded as Ramp Intelligence and Policy Agents. It serves startups, small and mid-market businesses and enterprises, and the vendor reports more than 85,000 customers.

Key capabilities of Ramp

• Corporate cards and expenses: includes receipt capture, including by text message.
• Accounts payable: supports approval workflows and bill payments.
• Accounting automation: helps with month-end close.
• Enterprise controls: provisions cards and permissions automatically by role, location or department.
• Global spend: offers cards in 30+ currencies and reimbursements in local currencies.
• AI agents: Ramp Intelligence and Policy Agents apply spend policy.
• Other modules: budgets, travel, procurement, vendor management and multi-entity support.

How Ramp works

Employees spend on Ramp cards or submit bills, and the platform captures receipts, applies policy and routes approvals. Data syncs to your accounting system, and AI agents check spend against policy.

Who uses Ramp?

Finance teams at startups through enterprises, plus accounting firms and partners. The vendor advertises 200+ integrations.

Ramp pricing

Ramp's main page invites you to get started for free but lists no plan prices. Plan details are on the vendor pricing page.

Ramp alternatives

April is an AI tax and finance assistant, so it covers a narrower job than a full spend platform. Nilus is focused on treasury and cash management. Column Tax handles tax filing infrastructure rather than company spend.