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Embedded card and ledger platform
Highnote is a modern embedded finance platform that combines card issuing, a purpose-built ledger, and program management so companies can launch and scale card and payment products with more control and speed. Built by fintech and payments veterans, it unifies issuing, ledgering, and money movement in one platform with a strong developer experience, helping businesses build differentiated card programs, embedded wallets, and spend products.
Highnote is used by companies building card and embedded finance products that want an integrated platform combining issuing and ledgering rather than stitching separate providers. Its unified ledger keeps balances accurate, its issuing supports flexible programs, and its developer focus speeds launch. For teams building modern card and payment products, Highnote is a rising embedded finance platform.
Pricing Model
PAID
Starting Price
Contact vendor
Free Options
None
| Feature | Platform Popular | Enterprise |
|---|---|---|
| Card issuing | — | |
| Purpose-built ledger | — | |
| Program management | — | |
| Money movement | — | |
| Developer APIs | — | |
| Everything in Platform | — | |
| Advanced program features | — | |
| Higher volume | — | |
| Compliance support | — | |
| Dedicated support | — |
Other
Finance
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API Types
SDK Availability
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Developer Features
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
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