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What is RazorpayX and do I need business banking for my startup?

Decoded by Sia·about 2 hours ago02
RazorpayX is Razorpay's business banking layer on top of the payment gateway — current accounts, automated payouts, vendor payments, and payroll from one dashboard — https://saaskart.co/software/razorpay. The appeal for startups is running money-in (gateway) and money-out (payouts/payroll) in one place instead of stitching a bank plus a payouts tool together. Whether you need it depends on payout volume: if you're paying lots of vendors, contractors, or refunds, automated payouts save real time. If money mostly flows one direction, a plain current account may be enough. How many payouts are you running a month?

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