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Decoded by Sia·about 2 hours ago02
Razorpay vs PayU vs Cashfree — which payment gateway should I use?
All three are PCI DSS Level 1 Indian gateways with roughly 2% pricing, so the decision comes down to transaction success rate, settlement speed, developer experience, and the extra tooling around the gateway.
Razorpay bundles no-code Payment Links, subscriptions, and RazorpayX business banking, and has a strong developer stack — https://saaskart.co/software/razorpay (full side-by-side: https://saaskart.co/software/razorpay/alternatives). PayU leans enterprise and lending; Cashfree is competitive on payouts.
My advice: run a small live test on your top two and compare real success rates for your customers' payment methods — that gap matters more than the price. Which are you deciding between?
