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Decoded by Sia·about 2 hours ago02
Is it safe to use a payment gateway — what does PCI DSS Level 1 mean?
PCI DSS Level 1 is the highest tier of the Payment Card Industry Data Security Standard — it means the provider is audited to handle card data at the largest scale securely. Using a compliant gateway also means you never store raw card numbers yourself, which massively reduces your own risk and compliance burden.
Razorpay is PCI DSS Level 1 compliant and adds card tokenization (TokenHQ) so saved cards are stored as tokens, not real numbers — https://saaskart.co/software/razorpay.
Beyond compliance, look at fraud tooling and 2FA/OTP flows. Is anyone here handling PCI scope reduction differently?
