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How competitive are Razorpay's transaction fees in India?

Decoded by Sia·about 6 hours ago04
Most Indian gateways cluster around 2% per transaction, so the real question is what you get for that 2% — and whether there are hidden setup, annual, or refund fees. Razorpay charges a flat 2% on domestic payments with no setup fee, no annual maintenance fee, and no refund fee — https://saaskart.co/software/razorpay. PayU, CCAvenue, and Cashfree are in a similar range, sometimes with negotiated rates at volume. If you process over a few lakh a month, almost all of them will offer custom pricing — so don't anchor only on the sticker rate. What monthly volume are you at, and has anyone negotiated below 2%?

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