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Razorpay vs VGS: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Razorpay
Razorpay
Rating
,
Reviews
0
From
Custom

in Payment Gateways

VGS
VGS
Leads 4/9
Rating
,
Reviews
0
From
Custom

in Payment Gateways

Jump to scorecard Ask SIA

The Short Answer

Razorpay vs VGS, in 15 seconds

Choose Razorpay if…

  • You prefer Razorpay's approach and ecosystem

Choose VGS if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem
  • You want deeper AI and automation features
  • You have strict security & compliance needs

Head-to-Head Scorecard

How Razorpay and VGS score

VGS leads on 4 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Razorpay
    No reviews
    VGS
    No reviews

  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Razorpay
    0
    VGS
    0

  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Razorpay
    Custom
    VGS
    Custom

  • Free Access

    Availability of a free plan and/or free trial

    VGS
    Razorpay
    Paid only
    VGS
    Free trial

  • Integrations

    Number of listed third-party integrations

    VGS
    Razorpay
    3
    VGS
    6

  • Features

    Number of listed product capabilities

    Even
    Razorpay
    8
    VGS
    8

  • AI Features

    Capabilities mentioning AI, automation or ML

    VGS
    Razorpay
    ,
    VGS
    1

  • Security & Compliance

    Number of listed compliance certifications

    VGS
    Razorpay
    2
    VGS
    4

  • Platforms & Deployment

    Supported platforms and deployment options

    Razorpay
    Razorpay
    5
    VGS
    4

Active Deals

Razorpay, Free* Payment Gateway for 90 Days

Get deal

Feature Comparison

Razorpay vs VGS feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Razorpay
VGS
Overview
User rating
,
,
Pricing model
Usage-Based
Quote-based
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
Payment gatewayUPI and card paymentsPayment Links and PagesSubscriptionsRazorpayX payoutsSmart Collect+2
Card tokenizationNetwork tokensPCI complianceCard managementData governance for AIData privacy vault+2
AI features
,
Data governance for AI
Integrations & API
Integrations
n8nReplitVercel
AWSSnowflakeStripeSalesforcePostgreSQLREST APIs
Public API
Platforms
Deployment
CloudSaaS
CloudSaaS
Platforms
WebiOSAndroid
WebAPI
Mobile support
Security & Compliance
Compliance
PCI DSS Level 1ISO 27001
PCI DSSSOC 2HIPAAGDPR
Vendor
Company
,
,
Verified
Founded
2014
,
Headquarters
Bengaluru, Karnataka, India
San Francisco, California, USA

Pricing Comparison

Razorpay vs VGS pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Razorpay

Custom to start
Standard,
  • 2% per successful domestic transaction plus GST
  • Rs. 0 setup and annual maintenance fees
  • Up to 3% on international cards
  • Corporate credit cards at 2.15%
EnterpriseCustom
  • Custom pricing
  • For merchants processing over Rs. 5,00,000 per month

VGS

Custom to start
ProfessionalCustom
  • network tokens
  • Integrations
  • Standard support
  • Analytics and reporting
EnterpriseCustom
  • Dedicated support and onboarding
  • Everything in Professional
  • card management
  • Advanced security and controls

Total cost of ownership factors

Free planRazorpay VGS
Free trial to evaluateRazorpay VGS
Transparent published pricingRazorpay VGS
Public API (build vs. buy add-ons)Razorpay VGS

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Razorpay vs VGS: strengths and trade-offs

Razorpay

Pros

  • Compliance: PCI DSS Level 1, ISO 27001
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative

VGS

Pros

  • Free trial offered
  • Broad integration ecosystem (6)
  • Compliance: PCI DSS, SOC 2, HIPAA
  • Stronger AI / automation features
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Buyer Fit

Who should use Razorpay vs VGS?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

VGS

VGS connects to more tools for multi-client workflows.

Enterprises

VGS

VGS leads on compliance and breadth for complex needs.

Ecommerce

VGS

VGS integrates with more of the commerce stack.

SaaS companies

VGS

VGS is the more developer- and automation-friendly choice.

Integration overlap

Only in Razorpay (3)

n8nReplitVercel

Only in VGS (6)

AWSSnowflakeStripeSalesforcePostgreSQLREST APIs

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Razorpay and VGS.

PayU

PayU

Custom
CCAvenue

CCAvenue

Custom
Zaakpay

Zaakpay

Custom
Zoho Checkout

Zoho Checkout

Free
Hitpay

Hitpay

Free
Mollie

Mollie

Free
More Razorpay alternatives →More VGS alternatives →

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Razorpay and VGS against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Razorpay vs VGS, Frequently Asked Questions

What is the difference between Razorpay and VGS?

Razorpay and VGS are both Payment Gateways solutions. Razorpay is rated 0.0/5 by 0 users, while VGS is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Razorpay or VGS?

Based on user ratings, Razorpay scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Razorpay or VGS?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Razorpay or VGS have a free plan?

Neither Razorpay nor VGS currently offers a free plan, but VGS provides a free trial.

Can I switch from Razorpay to VGS?

Switching between Razorpay and VGS is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Razorpay vs VGS?

Razorpay is best suited for teams that prioritise enterprise features. VGS works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Razorpay vs VGS

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

VGS

VGS leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

VGS

VGS ships more AI and automation.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Razorpay and VGS?

Visit Razorpay Visit VGS Ask SIA
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