Razorpay vs Recurly: Which Payment Gateways Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction — side by side, with no marketing spin.
The Short Answer
Razorpay vs Recurly, in 15 seconds
Choose Razorpay if…
- You depend on a broad integration ecosystem
- You want deeper AI and automation features
- You need the broader feature set
Choose Recurly if…
- You want the lower entry price
- You want to trial before paying
- You have strict security & compliance needs
Head-to-Head Scorecard
How Razorpay and Recurly score
Razorpay leads on 4 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
RazorpayNo reviewsRecurlyNo reviews - Even
Review Volume
Number of verified reviews — a proxy for adoption
Razorpay0Recurly0 - Recurly
Entry Pricing
Lowest published starting price (free plan = lowest)
RazorpayCustomRecurly$249/mo - Recurly
Free Access
Availability of a free plan and/or free trial
RazorpayPaid onlyRecurlyFree trial - Razorpay
Integrations
Number of listed third-party integrations
Razorpay8Recurly6 - Razorpay
Features
Number of listed product capabilities
Razorpay19Recurly6 - Razorpay
AI Features
Capabilities mentioning AI, automation or ML
Razorpay1Recurly— - Recurly
Security & Compliance
Number of listed compliance certifications
Razorpay2Recurly4 - Razorpay
Platforms & Deployment
Supported platforms and deployment options
Razorpay5Recurly3
Active Deals
Feature Comparison
Razorpay vs Recurly feature breakdown
Search or filter the full feature matrix — core features, AI, integrations, APIs, security and compliance.
Razorpay
RecurlyPricing Comparison
Razorpay vs Recurly pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Razorpay
Custom to start- No setup or maintenance fee
- Standard pricing per successful transaction on domestic cards, UPI & netbanking
- Payment gateway, links, pages & invoices
- Dashboard, reporting & settlements
- Custom transaction pricing
- Dedicated account manager
- Optimized routing & higher success rates
- Priority support & SLAs
Recurly
$249/mo to start- Subscription billing
- Recurring invoicing
- Dunning management
- Standard integrations
- Advanced billing models
- Revenue recognition
- Advanced analytics
- Priority support
- Custom revenue terms
- Dedicated support
- Advanced security & SSO
- Custom SLA
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Razorpay vs Recurly: strengths and trade-offs
Razorpay
Pros
- Broad integration ecosystem (8)
- Compliance: PCI DSS Level 1, ISO 27001
- Stronger AI / automation features
- Public API available
Cons
- No free plan
- No free trial
- Pricing is quote-based (less transparent)
Recurly
Pros
- Free trial offered
- Compliance: SOC 2 Type II, GDPR, ISO 27001
- Public API available
Cons
- No free plan
- Fewer native integrations than the alternative
Buyer Fit
Who should use Razorpay vs Recurly?
Startups
Recurly
Recurly keeps early-stage costs lowest with its entry tier.
Small businesses
Recurly
Recurly offers the most accessible pricing for lean teams.
Agencies
Razorpay
Razorpay connects to more tools for multi-client workflows.
Enterprises
Recurly
Recurly leads on compliance and breadth for complex needs.
Ecommerce
Razorpay
Razorpay integrates with more of the commerce stack.
SaaS companies
Razorpay
Razorpay is the more developer- and automation-friendly choice.
Integration overlap
Only in Razorpay (8)
Only in Recurly (6)
Keep Exploring
Other alternatives worth considering
Similar payment gateways products buyers compare alongside Razorpay and Recurly.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Razorpay and Recurly against your team size, budget, integrations and compliance needs — then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationRazorpay vs Recurly — Frequently Asked Questions
What is the difference between Razorpay and Recurly?
Razorpay and Recurly are both Payment Gateways solutions. Razorpay is rated 0.0/5 by 0 users, while Recurly is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Razorpay or Recurly?
Based on user ratings, Razorpay scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Razorpay or Recurly?
Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.
Does Razorpay or Recurly have a free plan?
Neither Razorpay nor Recurly currently offers a free plan, but Recurly provides a free trial.
Can I switch from Razorpay to Recurly?
Switching between Razorpay and Recurly is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Razorpay vs Recurly?
Razorpay is best suited for teams that prioritise enterprise features. Recurly works well for budget-conscious buyers.
Our Verdict
The bottom line on Razorpay vs Recurly
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
Recurly
Recurly has the friendliest entry point for new teams.
Best for Enterprise
Recurly
Recurly leads on compliance and feature breadth.
Best Value
Recurly
Recurly delivers the lowest cost to get started.
Best AI Features
Razorpay
Razorpay ships more AI and automation.
Highest Rated
Either
Both earn equal user ratings.