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Pesapal vs Zaakpay: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Pesapal
Pesapal
Rating
,
Reviews
0
From
Custom

in Payment Gateways

Zaakpay
Zaakpay
Rating
,
Reviews
0
From
Custom
Jump to scorecard Ask SIA

The Short Answer

Pesapal vs Zaakpay, in 15 seconds

Choose Pesapal if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem

Choose Zaakpay if…

  • You need the broader feature set

Head-to-Head Scorecard

How Pesapal and Zaakpay score

It's evenly matched, each leads on 2 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Pesapal
    No reviews
    Zaakpay
    No reviews

  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Pesapal
    0
    Zaakpay
    0

  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Pesapal
    Custom
    Zaakpay
    Custom

  • Free Access

    Availability of a free plan and/or free trial

    Pesapal
    Pesapal
    Free trial
    Zaakpay
    Paid only

  • Integrations

    Number of listed third-party integrations

    Pesapal
    Pesapal
    6
    Zaakpay
    5

  • Features

    Number of listed product capabilities

    Zaakpay
    Pesapal
    0
    Zaakpay
    6

  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Pesapal
    ,
    Zaakpay
    ,

  • Security & Compliance

    Number of listed compliance certifications

    Even
    Pesapal
    2
    Zaakpay
    2

  • Platforms & Deployment

    Supported platforms and deployment options

    Zaakpay
    Pesapal
    4
    Zaakpay
    5

Feature Comparison

Pesapal vs Zaakpay feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Pesapal
Zaakpay
Overview
User rating
,
,
Pricing model
Quote-based
USAGE_BASED
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
,
Online payment gatewayCards, UPI & net bankingMobile walletsRecurring payments & linksSettlement & reconciliationFraud & risk controls
AI features
,
,
Integrations & API
Integrations
BanksMobile moneyPaystackFlutterwaveWhatsAppREST APIs
MobiKwikShopifyWooCommerceMagentoUPI
Public API
Platforms
Deployment
CloudSaaS
Cloud
Platforms
WebAPI
WebiOSAndroidAPI
Mobile support
Security & Compliance
Compliance
PCI DSSNDPR
PCI DSSGDPR
Vendor
Company
,
,
Verified
Founded
,
2010
Headquarters
Nairobi, Kenya
Gurugram, India

Pricing Comparison

Pesapal vs Zaakpay pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Pesapal

Custom to start
ProfessionalCustom
  • POS terminals
  • Analytics and reporting
  • Standard support
  • Integrations
EnterpriseCustom
  • Dedicated support and onboarding
  • Advanced security and controls
  • plugins
  • Everything in Professional

Zaakpay

Custom to start
ZaakpayCustom
  • Cards, UPI & net banking
  • Wallets
  • Payment links & recurring
  • Developer API

Total cost of ownership factors

Free planPesapal Zaakpay
Free trial to evaluatePesapal Zaakpay
Transparent published pricingPesapal Zaakpay
Public API (build vs. buy add-ons)Pesapal Zaakpay

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Pesapal vs Zaakpay: strengths and trade-offs

Pesapal

Pros

  • Free trial offered
  • Broad integration ecosystem (6)
  • Compliance: PCI DSS, NDPR
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Zaakpay

Pros

  • Compliance: PCI DSS, GDPR
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative

Buyer Fit

Who should use Pesapal vs Zaakpay?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Pesapal

Pesapal connects to more tools for multi-client workflows.

Enterprises

Zaakpay

Zaakpay leads on compliance and breadth for complex needs.

Ecommerce

Pesapal

Pesapal integrates with more of the commerce stack.

SaaS companies

Zaakpay

Zaakpay is the more developer- and automation-friendly choice.

Integration overlap

Only in Pesapal (6)

BanksMobile moneyPaystackFlutterwaveWhatsAppREST APIs

Only in Zaakpay (5)

MobiKwikShopifyWooCommerceMagentoUPI

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Pesapal and Zaakpay.

Razorpay

Razorpay

Custom
Ozow

Ozow

Custom
MoonClerk

MoonClerk

Custom
Mollie

Mollie

Free
Payu

Payu

Custom
Ccavenue

Ccavenue

Custom
More Pesapal alternatives →More Zaakpay alternatives →

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Pesapal and Zaakpay against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Pesapal vs Zaakpay, Frequently Asked Questions

What is the difference between Pesapal and Zaakpay?

Pesapal and Zaakpay are both Payment Gateways solutions. Pesapal is rated 0.0/5 by 0 users, while Zaakpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Pesapal or Zaakpay?

Based on user ratings, Pesapal scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Pesapal or Zaakpay?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Pesapal or Zaakpay have a free plan?

Neither Pesapal nor Zaakpay currently offers a free plan, but Pesapal provides a free trial.

Can I switch from Pesapal to Zaakpay?

Switching between Pesapal and Zaakpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Pesapal vs Zaakpay?

Pesapal is best suited for teams that prioritise enterprise features. Zaakpay works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Pesapal vs Zaakpay

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Zaakpay

Zaakpay leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Pesapal and Zaakpay?

Visit Pesapal Visit Zaakpay Ask SIA
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