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Pagar.me vs Zaakpay: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Pagar.me
Pagar.me
Rating
,
Reviews
0
From
Custom

in Payment Gateways

Zaakpay
Zaakpay
Rating
,
Reviews
0
From
Custom
Jump to scorecard Ask SIA

The Short Answer

Pagar.me vs Zaakpay, in 15 seconds

Choose Pagar.me if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem

Choose Zaakpay if…

  • You need the broader feature set

Head-to-Head Scorecard

How Pagar.me and Zaakpay score

It's evenly matched, each leads on 2 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Pagar.me
    No reviews
    Zaakpay
    No reviews

  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Pagar.me
    0
    Zaakpay
    0

  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Pagar.me
    Custom
    Zaakpay
    Custom

  • Free Access

    Availability of a free plan and/or free trial

    Pagar.me
    Pagar.me
    Free trial
    Zaakpay
    Paid only

  • Integrations

    Number of listed third-party integrations

    Pagar.me
    Pagar.me
    6
    Zaakpay
    5

  • Features

    Number of listed product capabilities

    Zaakpay
    Pagar.me
    0
    Zaakpay
    6

  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Pagar.me
    ,
    Zaakpay
    ,

  • Security & Compliance

    Number of listed compliance certifications

    Even
    Pagar.me
    2
    Zaakpay
    2

  • Platforms & Deployment

    Supported platforms and deployment options

    Zaakpay
    Pagar.me
    4
    Zaakpay
    5

Feature Comparison

Pagar.me vs Zaakpay feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Pagar.me
Zaakpay
Overview
User rating
,
,
Pricing model
Quote-based
USAGE_BASED
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
,
Online payment gatewayCards, UPI & net bankingMobile walletsRecurring payments & linksSettlement & reconciliationFraud & risk controls
AI features
,
,
Integrations & API
Integrations
ShopifyVTEXWooCommerceMagentoNuvemshopREST APIs
MobiKwikShopifyWooCommerceMagentoUPI
Public API
Platforms
Deployment
CloudSaaS
Cloud
Platforms
WebAPI
WebiOSAndroidAPI
Mobile support
Security & Compliance
Compliance
PCI DSSLGPD
PCI DSSGDPR
Vendor
Company
,
,
Verified
Founded
2013
2010
Headquarters
Sao Paulo, Brazil
Gurugram, India

Pricing Comparison

Pagar.me vs Zaakpay pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Pagar.me

Custom to start
ProfessionalCustom
  • split payments for marketplaces
  • PIX, card and boleto payments
  • Standard support
  • Integrations
EnterpriseCustom
  • Everything in Professional
  • anti-fraud
  • Advanced security and controls
  • subscriptions

Zaakpay

Custom to start
ZaakpayCustom
  • Cards, UPI & net banking
  • Wallets
  • Payment links & recurring
  • Developer API

Total cost of ownership factors

Free planPagar.me Zaakpay
Free trial to evaluatePagar.me Zaakpay
Transparent published pricingPagar.me Zaakpay
Public API (build vs. buy add-ons)Pagar.me Zaakpay

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Pagar.me vs Zaakpay: strengths and trade-offs

Pagar.me

Pros

  • Free trial offered
  • Broad integration ecosystem (6)
  • Compliance: PCI DSS, LGPD
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Zaakpay

Pros

  • Compliance: PCI DSS, GDPR
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative

Buyer Fit

Who should use Pagar.me vs Zaakpay?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Pagar.me

Pagar.me connects to more tools for multi-client workflows.

Enterprises

Zaakpay

Zaakpay leads on compliance and breadth for complex needs.

Ecommerce

Pagar.me

Pagar.me integrates with more of the commerce stack.

SaaS companies

Zaakpay

Zaakpay is the more developer- and automation-friendly choice.

Integration overlap

Shared integrations (3)

ShopifyWooCommerceMagento

Only in Pagar.me (3)

VTEXNuvemshopREST APIs

Only in Zaakpay (2)

MobiKwikUPI

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Pagar.me and Zaakpay.

Razorpay

Razorpay

Custom
PagBank (PagSeguro)

PagBank (PagSeguro)

Custom
Mercado Pago

Mercado Pago

Custom
Stripe

Stripe

$0/mo
EBANX

EBANX

Custom
dLocal

dLocal

Custom
More Pagar.me alternatives →More Zaakpay alternatives →

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Pagar.me and Zaakpay against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Pagar.me vs Zaakpay, Frequently Asked Questions

What is the difference between Pagar.me and Zaakpay?

Pagar.me and Zaakpay are both Payment Gateways solutions. Pagar.me is rated 0.0/5 by 0 users, while Zaakpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Pagar.me or Zaakpay?

Based on user ratings, Pagar.me scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Pagar.me or Zaakpay?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Pagar.me or Zaakpay have a free plan?

Neither Pagar.me nor Zaakpay currently offers a free plan, but Pagar.me provides a free trial.

Can I switch from Pagar.me to Zaakpay?

Switching between Pagar.me and Zaakpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Pagar.me vs Zaakpay?

Pagar.me is best suited for teams that prioritise enterprise features. Zaakpay works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Pagar.me vs Zaakpay

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Zaakpay

Zaakpay leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Pagar.me and Zaakpay?

Visit Pagar.me Visit Zaakpay Ask SIA
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