Skip to main content
Saaskart

Opn Payments (Omise) vs Xendit: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Opn Payments (Omise)
Opn Payments (Omise)
Rating
,
Reviews
0
From
Custom

in Payment Gateways

Xendit
Xendit
Leads 2/9
Rating
,
Reviews
0
From
Custom

in Fintech & Payments

Jump to scorecard Ask SIA

The Short Answer

Opn Payments (Omise) vs Xendit, in 15 seconds

Choose Opn Payments (Omise) if…

  • You want to trial before paying

Choose Xendit if…

  • You have strict security & compliance needs
  • You need the broader feature set

Head-to-Head Scorecard

How Opn Payments (Omise) and Xendit score

Xendit leads on 2 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Opn
    No reviews
    Xendit
    No reviews

  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Opn
    0
    Xendit
    0

  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Opn
    Custom
    Xendit
    Custom

  • Free Access

    Availability of a free plan and/or free trial

    Opn Payments (Omise)
    Opn
    Free trial
    Xendit
    Paid only

  • Integrations

    Number of listed third-party integrations

    Even
    Opn
    6
    Xendit
    6

  • Features

    Number of listed product capabilities

    Xendit
    Opn
    0
    Xendit
    6

  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Opn
    ,
    Xendit
    ,

  • Security & Compliance

    Number of listed compliance certifications

    Xendit
    Opn
    1
    Xendit
    2

  • Platforms & Deployment

    Supported platforms and deployment options

    Even
    Opn
    4
    Xendit
    4

Feature Comparison

Opn Payments (Omise) vs Xendit feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Opn Payments (Omise)
Xendit
Overview
User rating
,
,
Pricing model
Quote-based
Custom
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
,
Payment acceptancePayouts & disbursementsVirtual accounts & QRSubscriptionsFraud toolsReconciliation
AI features
,
,
Integrations & API
Integrations
ShopifyWooCommerceMagentoXeroREST APIsbanks
Local e-walletsBank transfersRetail outletsShopifyWooCommerceAPIs
Public API
Platforms
Deployment
CloudSaaS
CloudSaaS
Platforms
WebAPI
WebAPI
Mobile support
Security & Compliance
Compliance
PCI DSS
PCI DSSISO 27001
Vendor
Company
,
,
Verified
Founded
2013
,
Headquarters
Bangkok, Thailand
,

Pricing Comparison

Opn Payments (Omise) vs Xendit pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Opn Payments (Omise)

Custom to start
ProfessionalCustom
  • QR and mobile banking
  • Standard support
  • Analytics and reporting
  • Integrations
EnterpriseCustom
  • Advanced security and controls
  • marketplace payouts
  • recurring payments
  • Everything in Professional

Xendit

Custom to start
PaymentsCustom
  • Virtual accounts ~0.5%
  • E-wallets ~2.7%
  • Cards ~3%
  • Single API
EnterpriseCustom
  • Payouts & disbursements
  • Fraud & reconciliation
  • High volume
  • Dedicated support

Total cost of ownership factors

Free planOpn Xendit
Free trial to evaluateOpn Xendit
Transparent published pricingOpn Xendit
Public API (build vs. buy add-ons)Opn Xendit

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Opn Payments (Omise) vs Xendit: strengths and trade-offs

Opn Payments (Omise)

Pros

  • Free trial offered
  • Compliance: PCI DSS
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Xendit

Pros

  • Compliance: PCI DSS, ISO 27001
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)

Buyer Fit

Who should use Opn Payments (Omise) vs Xendit?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Xendit

Xendit connects to more tools for multi-client workflows.

Enterprises

Xendit

Xendit leads on compliance and breadth for complex needs.

Ecommerce

Either

Either integrates with more of the commerce stack.

SaaS companies

Xendit

Xendit is the more developer- and automation-friendly choice.

Integration overlap

Shared integrations (2)

ShopifyWooCommerce

Only in Opn Payments (Omise) (4)

MagentoXeroREST APIsbanks

Only in Xendit (4)

Local e-walletsBank transfersRetail outletsAPIs

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Opn Payments (Omise) and Xendit.

Hitpay

Hitpay

Free
Stripe

Stripe

$0/mo
Razorpay

Razorpay

Custom
Cashfree

Cashfree

Free
PayMongo

PayMongo

Custom
2C2P

2C2P

Custom
More Opn Payments (Omise) alternatives →More Xendit alternatives →

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Opn Payments (Omise) and Xendit against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Opn Payments (Omise) vs Xendit, Frequently Asked Questions

What is the difference between Opn Payments (Omise) and Xendit?

Opn Payments (Omise) and Xendit are both Payment Gateways solutions. Opn Payments (Omise) is rated 0.0/5 by 0 users, while Xendit is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Opn Payments (Omise) or Xendit?

Based on user ratings, Opn Payments (Omise) scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Opn Payments (Omise) or Xendit?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Opn Payments (Omise) or Xendit have a free plan?

Neither Opn Payments (Omise) nor Xendit currently offers a free plan, but Opn Payments (Omise) provides a free trial.

Can I switch from Opn Payments (Omise) to Xendit?

Switching between Opn Payments (Omise) and Xendit is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Opn Payments (Omise) vs Xendit?

Opn Payments (Omise) is best suited for teams that prioritise enterprise features. Xendit works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Opn Payments (Omise) vs Xendit

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Xendit

Xendit leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Opn Payments (Omise) and Xendit?

Visit Opn Payments (Omise) Visit Xendit Ask SIA
Compare more alternatives →

Get a recommendation

Not sure which to choose?

Tell us your requirements and our advisors will help you compare and shortlist the best-fit options, free and unbiased.

  • A real human, fast

    Someone on our team replies within one business day, no bots, no ticket queue.

  • Routed to the right team

    Buying, selling, partnering, or investing, you reach the people who can actually help.

  • Independent & unbiased

    No pushy sales. Just honest guidance grounded in the ecosystem.

  • Tailored to your context

    Tell us what you need and we shape the next steps around it.

Replies within 1 business day No spam, ever Free to reach out
  1. 1You
  2. 2Details
  3. 3Contact

Who are you? Pick the option that fits best.