Airwallex vs Novo: Which Fintech & Payments Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction — side by side, with no marketing spin.
The Short Answer
Airwallex vs Novo, in 15 seconds
Choose Airwallex if…
- You need the broader feature set
Choose Novo if…
- You prefer Novo's approach and ecosystem
Head-to-Head Scorecard
How Airwallex and Novo score
Airwallex leads on 1 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
AirwallexNo reviewsNovoNo reviews - Even
Review Volume
Number of verified reviews — a proxy for adoption
Airwallex0Novo0 - Even
Entry Pricing
Lowest published starting price (free plan = lowest)
Airwallex£19/moNovo$0/mo - Even
Free Access
Availability of a free plan and/or free trial
AirwallexFree planNovoFree plan - Even
Integrations
Number of listed third-party integrations
Airwallex6Novo6 - Airwallex
Features
Number of listed product capabilities
Airwallex6Novo0 - Even
AI Features
Capabilities mentioning AI, automation or ML
Airwallex—Novo— - Even
Security & Compliance
Number of listed compliance certifications
Airwallex3Novo3 - Even
Platforms & Deployment
Supported platforms and deployment options
Airwallex5Novo5
Feature Comparison
Airwallex vs Novo feature breakdown
Search or filter the full feature matrix — core features, AI, integrations, APIs, security and compliance.
Airwallex
NovoPricing Comparison
Airwallex vs Novo pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Airwallex
£19/mo to start- Multi-currency account
- Cards
- International transfers
- Fee waived at balance
- More cards & users
- Expense management
- Approval workflows
- Local accounts
- High volume
- Embedded finance APIs
- Advanced controls
- Dedicated support
Novo
$0/mo to start- Free invoicing
- Mobile apps
- Reserves
- Fee-free checking
- Priority support
- Enhanced perks
- Money insights
- Faster funding options
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Airwallex vs Novo: strengths and trade-offs
Airwallex
Pros
- Free plan available
- Compliance: PCI DSS, SOC 2, GDPR
- Public API available
Cons
- Higher starting price (£19/mo)
Novo
Pros
- Free plan available
- Lower starting price ($0/mo)
- Compliance: PCI DSS, SOC 2, GDPR
Cons
Buyer Fit
Who should use Airwallex vs Novo?
Startups
Either
Either keeps early-stage costs lowest with its entry tier.
Small businesses
Either
Either offers the most accessible pricing for lean teams.
Agencies
Airwallex
Airwallex connects to more tools for multi-client workflows.
Enterprises
Airwallex
Airwallex leads on compliance and breadth for complex needs.
Ecommerce
Either
Either integrates with more of the commerce stack.
SaaS companies
Airwallex
Airwallex is the more developer- and automation-friendly choice.
Integration overlap
Shared integrations (3)
Only in Airwallex (3)
Only in Novo (3)
Keep Exploring
Other alternatives worth considering
Similar fintech & payments products buyers compare alongside Airwallex and Novo.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Airwallex and Novo against your team size, budget, integrations and compliance needs — then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationAirwallex vs Novo — Frequently Asked Questions
What is the difference between Airwallex and Novo?
Airwallex and Novo are both Fintech & Payments solutions. Airwallex is rated 0.0/5 by 0 users, while Novo is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Airwallex or Novo?
Based on user ratings, Airwallex scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Airwallex or Novo?
Novo is the more affordable option, starting at $0/month.
Does Airwallex or Novo have a free plan?
Airwallex offers a free plan. does not have a free tier but offers paid plans.
Can I switch from Airwallex to Novo?
Switching between Airwallex and Novo is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Airwallex vs Novo?
Airwallex is best suited for teams that prioritise enterprise features. Novo works well for teams looking to start free and scale.
Our Verdict
The bottom line on Airwallex vs Novo
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
Either
It's a tie has the friendliest entry point for new teams.
Best for Enterprise
Airwallex
Airwallex leads on compliance and feature breadth.
Best Value
Either
It's a tie delivers the lowest cost to get started.
Best AI Features
Either
Comparable AI capabilities on both sides.
Highest Rated
Either
Both earn equal user ratings.