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Lago vs Razorpay: Which Billing & Invoicing Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction — side by side, with no marketing spin.

Rating
Reviews
0
From
Free

in Billing & Invoicing

Leads 4/9
Rating
Reviews
0
From
Custom

in Payment Gateways

The Short Answer

Lago vs Razorpay, in 15 seconds

Choose Lago if…

  • You want the lower entry price
  • You need a genuinely free plan
  • You want to trial before paying

Choose Razorpay if…

  • You depend on a broad integration ecosystem
  • You want deeper AI and automation features
  • You need the broader feature set

Head-to-Head Scorecard

How Lago and Razorpay score

Razorpay leads on 4 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Lago
    No reviews
    Razorpay
    No reviews
  • Review Volume

    Number of verified reviews — a proxy for adoption

    Even
    Lago
    0
    Razorpay
    0
  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Lago
    Lago
    Free
    Razorpay
    Custom
  • Free Access

    Availability of a free plan and/or free trial

    Lago
    Lago
    Free plan + trial
    Razorpay
    Paid only
  • Integrations

    Number of listed third-party integrations

    Razorpay
    Lago
    6
    Razorpay
    8
  • Features

    Number of listed product capabilities

    Razorpay
    Lago
    6
    Razorpay
    19
  • AI Features

    Capabilities mentioning AI, automation or ML

    Razorpay
    Lago
    Razorpay
    1
  • Security & Compliance

    Number of listed compliance certifications

    Even
    Lago
    2
    Razorpay
    2
  • Platforms & Deployment

    Supported platforms and deployment options

    Razorpay
    Lago
    4
    Razorpay
    5

Active Deals

RazorpayFree* Payment Gateway for 90 Days

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Feature Comparison

Lago vs Razorpay feature breakdown

Search or filter the full feature matrix — core features, AI, integrations, APIs, security and compliance.

Lago
Razorpay
Overview
User rating
Pricing model
USAGE_BASED
Usage-Based
Starting price
Free
Custom
Free version
Free trial
Features
Key capabilities
Usage meteringUsage-based & subscription billingInvoicingCoupons & creditsPlans & pricing modelsOpen source & self-hosting
Online payment gatewayUPI, cards, netbanking & walletsPayment Links & PagesRecurring payments & subscriptionsAutomated payouts (RazorpayX)Smart Collect (virtual accounts)+13
AI features
Automated payouts (RazorpayX)
Integrations & API
Integrations
StripeGoCardlessAdyenSalesforceSnowflakeSegment
ShopifyWooCommerceMagentoWixWordPressZoho+2
Public API
Platforms
Deployment
CloudOn-Premise
CloudSaaS
Platforms
WebAPI
WebiOSAndroid
Mobile support
Security & Compliance
Compliance
SOC 2 Type IIGDPR
PCI DSS Level 1ISO 27001
Vendor
Company
Verified
Founded
2021
2014
Headquarters
San Francisco, California, USA
Bengaluru, Karnataka, India

Pricing Comparison

Lago vs Razorpay pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Lago

Free to start
Open SourceFree
  • Full billing engine
  • Usage metering
  • Self-host anywhere
  • Community support
CloudCustom
  • Hosted Lago
  • High-volume metering
  • Standard support
  • Automatic upgrades
EnterpriseCustom
  • Advanced security & SSO
  • SLA & premium support
  • Dedicated infrastructure
  • On-premise option

Razorpay

Custom to start
StandardCustom
  • No setup or maintenance fee
  • Standard pricing per successful transaction on domestic cards, UPI & netbanking
  • Payment gateway, links, pages & invoices
  • Dashboard, reporting & settlements
EnterpriseCustom
  • Custom transaction pricing
  • Dedicated account manager
  • Optimized routing & higher success rates
  • Priority support & SLAs

Total cost of ownership factors

Free planLago Razorpay
Free trial to evaluateLago Razorpay
Transparent published pricingLago Razorpay
Public API (build vs. buy add-ons)Lago Razorpay

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Lago vs Razorpay: strengths and trade-offs

Lago

Pros

  • Free plan available
  • Free trial offered
  • Compliance: SOC 2 Type II, GDPR
  • Public API available

Cons

  • Fewer native integrations than the alternative

Razorpay

Pros

  • Broad integration ecosystem (8)
  • Compliance: PCI DSS Level 1, ISO 27001
  • Stronger AI / automation features
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)

Buyer Fit

Who should use Lago vs Razorpay?

Startups

Lago

Lago keeps early-stage costs lowest with its entry tier.

Small businesses

Lago

Lago offers the most accessible pricing for lean teams.

Agencies

Razorpay

Razorpay connects to more tools for multi-client workflows.

Enterprises

Razorpay

Razorpay leads on compliance and breadth for complex needs.

Ecommerce

Razorpay

Razorpay integrates with more of the commerce stack.

SaaS companies

Razorpay

Razorpay is the more developer- and automation-friendly choice.

Integration overlap

Only in Lago (6)

StripeGoCardlessAdyenSalesforceSnowflakeSegment

Only in Razorpay (8)

ShopifyWooCommerceMagentoWixWordPressZohoTallyPHP/Node/Python SDKs

Keep Exploring

Other alternatives worth considering

Similar billing & invoicing products buyers compare alongside Lago and Razorpay.

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Lago and Razorpay against your team size, budget, integrations and compliance needs — then recommends the right fit and the questions to ask each vendor.

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Lago vs Razorpay — Frequently Asked Questions

What is the difference between Lago and Razorpay?

Lago and Razorpay are both Billing & Invoicing solutions. Lago is rated 0.0/5 by 0 users, while Razorpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Lago or Razorpay?

Based on user ratings, Lago scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Lago or Razorpay?

Lago is the more affordable option with a free plan available.

Does Lago or Razorpay have a free plan?

Lago offers a free plan. Razorpay does not have a free tier but does offer a free trial.

Can I switch from Lago to Razorpay?

Switching between Lago and Razorpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Lago vs Razorpay?

Lago is best suited for teams that prioritise enterprise features. Razorpay works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Lago vs Razorpay

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Lago

Lago has the friendliest entry point for new teams.

Best for Enterprise

Razorpay

Razorpay leads on compliance and feature breadth.

Best Value

Lago

Lago delivers the lowest cost to get started.

Best AI Features

Razorpay

Razorpay ships more AI and automation.

Highest Rated

Either

Both earn equal user ratings.

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