Adyen vs Klarna for Business: Which Payment Gateways Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.
The Short Answer
Adyen vs Klarna for Business, in 15 seconds
Choose Adyen if…
- You depend on a broad integration ecosystem
- You have strict security & compliance needs
Choose Klarna for Business if…
- You want to trial before paying
Head-to-Head Scorecard
How Adyen and Klarna for Business score
Adyen leads on 3 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
AdyenNo reviewsKlarnaNo reviews - Even
Review Volume
Number of verified reviews, a proxy for adoption
Adyen0Klarna0 - Even
Entry Pricing
Lowest published starting price (free plan = lowest)
AdyenCustomKlarnaCustom - Klarna for Business
Free Access
Availability of a free plan and/or free trial
AdyenPaid onlyKlarnaFree trial - Adyen
Integrations
Number of listed third-party integrations
Adyen7Klarna6 - Even
Features
Number of listed product capabilities
Adyen0Klarna0 - Even
AI Features
Capabilities mentioning AI, automation or ML
Adyen,Klarna, - Adyen
Security & Compliance
Number of listed compliance certifications
Adyen4Klarna2 - Adyen
Platforms & Deployment
Supported platforms and deployment options
Adyen5Klarna4
Feature Comparison
Adyen vs Klarna for Business feature breakdown
Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.
Adyen
Klarna for BusinessPricing Comparison
Adyen vs Klarna for Business pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Adyen
Custom to start- Online payments
- Reporting
- Risk management
- Global acquiring
- In-store and online
- Full API access
- Marketplace payouts
- Data insights
Klarna for Business
Custom to start- checkout
- pay later and installments
- Integrations
- Analytics and reporting
- Advanced security and controls
- Dedicated support and onboarding
- Everything in Professional
- marketing and shopping app exposure
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Adyen vs Klarna for Business: strengths and trade-offs
Adyen
Pros
- Broad integration ecosystem (7)
- Compliance: PCI DSS, SOC 2, GDPR
- Public API available
Cons
- No free plan
- No free trial
- Pricing is quote-based (less transparent)
Klarna for Business
Pros
- Free trial offered
- Compliance: PCI DSS, GDPR
- Public API available
Cons
- No free plan
- Pricing is quote-based (less transparent)
- Fewer native integrations than the alternative
Buyer Fit
Who should use Adyen vs Klarna for Business?
Startups
Either
Either keeps early-stage costs lowest with its entry tier.
Small businesses
Either
Either offers the most accessible pricing for lean teams.
Agencies
Adyen
Adyen connects to more tools for multi-client workflows.
Enterprises
Adyen
Adyen leads on compliance and breadth for complex needs.
Ecommerce
Adyen
Adyen integrates with more of the commerce stack.
SaaS companies
Either
Either is the more developer- and automation-friendly choice.
Integration overlap
Shared integrations (2)
Only in Adyen (5)
Only in Klarna for Business (4)
Keep Exploring
Other alternatives worth considering
Similar payment gateways products buyers compare alongside Adyen and Klarna for Business.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Adyen and Klarna for Business against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationAdyen vs Klarna for Business, Frequently Asked Questions
What is the difference between Adyen and Klarna for Business?
Adyen and Klarna for Business are both Payment Gateways solutions. Adyen is rated 0.0/5 by 0 users, while Klarna for Business is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Adyen or Klarna for Business?
Based on user ratings, Adyen scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Adyen or Klarna for Business?
Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.
Does Adyen or Klarna for Business have a free plan?
Neither Adyen nor Klarna for Business currently offers a free plan, but Klarna for Business provides a free trial.
Can I switch from Adyen to Klarna for Business?
Switching between Adyen and Klarna for Business is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Adyen vs Klarna for Business?
Adyen is best suited for teams that prioritise enterprise features. Klarna for Business works well for teams needing advanced capabilities.
Our Verdict
The bottom line on Adyen vs Klarna for Business
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
Either
It's a tie has the friendliest entry point for new teams.
Best for Enterprise
Adyen
Adyen leads on compliance and feature breadth.
Best Value
Either
It's a tie delivers the lowest cost to get started.
Best AI Features
Either
Comparable AI capabilities on both sides.
Highest Rated
Either
Both earn equal user ratings.