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Juspay vs Razorpay: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Leads 2/9
Rating
,
Reviews
0
From
Custom

in Payment Gateways

Rating
,
Reviews
0
From
Custom

in Payment Gateways

The Short Answer

Juspay vs Razorpay, in 15 seconds

Choose Juspay if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem

Choose Razorpay if…

  • You prefer Razorpay's approach and ecosystem

Head-to-Head Scorecard

How Juspay and Razorpay score

Juspay leads on 2 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Juspay
    No reviews
    Razorpay
    No reviews
  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Juspay
    0
    Razorpay
    0
  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Juspay
    Custom
    Razorpay
    Custom
  • Free Access

    Availability of a free plan and/or free trial

    Juspay
    Juspay
    Free trial
    Razorpay
    Paid only
  • Integrations

    Number of listed third-party integrations

    Juspay
    Juspay
    6
    Razorpay
    3
  • Features

    Number of listed product capabilities

    Even
    Juspay
    8
    Razorpay
    8
  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Juspay
    ,
    Razorpay
    ,
  • Security & Compliance

    Number of listed compliance certifications

    Even
    Juspay
    2
    Razorpay
    2
  • Platforms & Deployment

    Supported platforms and deployment options

    Razorpay
    Juspay
    4
    Razorpay
    5

Active Deals

Razorpay, Free* Payment Gateway for 90 Days

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Feature Comparison

Juspay vs Razorpay feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Juspay
Razorpay
Overview
User rating
,
,
Pricing model
Quote-based
Usage-Based
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
Payment orchestrationUPI and card flowsSmart routingOpen-source HyperswitchFintechIndia payments+2
Payment gatewayUPI and card paymentsPayment Links and PagesSubscriptionsRazorpayX payoutsSmart Collect+2
AI features
,
,
Integrations & API
Integrations
ShopifyWooCommerceMagentoZoho BooksTallyREST APIs
n8nReplitVercel
Public API
Platforms
Deployment
CloudSaaS
CloudSaaS
Platforms
WebAPI
WebiOSAndroid
Mobile support
Security & Compliance
Compliance
PCI DSSISO 27001
PCI DSS Level 1ISO 27001
Vendor
Company
,
,
Verified
Founded
2012
2014
Headquarters
Bengaluru, India
Bengaluru, Karnataka, India

Pricing Comparison

Juspay vs Razorpay pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Juspay

Custom to start
ProfessionalCustom
  • UPI and card flows
  • Integrations
  • Standard support
  • Analytics and reporting
EnterpriseCustom
  • open-source Hyperswitch
  • Everything in Professional
  • Dedicated support and onboarding
  • Advanced security and controls

Razorpay

Custom to start
Standard,
  • 2% per successful domestic transaction plus GST
  • Rs. 0 setup and annual maintenance fees
  • Up to 3% on international cards
  • Corporate credit cards at 2.15%
EnterpriseCustom
  • Custom pricing
  • For merchants processing over Rs. 5,00,000 per month

Total cost of ownership factors

Free planJuspay Razorpay
Free trial to evaluateJuspay Razorpay
Transparent published pricingJuspay Razorpay
Public API (build vs. buy add-ons)Juspay Razorpay

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Juspay vs Razorpay: strengths and trade-offs

Juspay

Pros

  • Free trial offered
  • Broad integration ecosystem (6)
  • Compliance: PCI DSS, ISO 27001
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Razorpay

Pros

  • Compliance: PCI DSS Level 1, ISO 27001
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative

Buyer Fit

Who should use Juspay vs Razorpay?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Juspay

Juspay connects to more tools for multi-client workflows.

Enterprises

Either

Either leads on compliance and breadth for complex needs.

Ecommerce

Juspay

Juspay integrates with more of the commerce stack.

SaaS companies

Either

Either is the more developer- and automation-friendly choice.

Integration overlap

Only in Juspay (6)

ShopifyWooCommerceMagentoZoho BooksTallyREST APIs

Only in Razorpay (3)

n8nReplitVercel

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Juspay and Razorpay.

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Juspay and Razorpay against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Juspay vs Razorpay, Frequently Asked Questions

What is the difference between Juspay and Razorpay?

Juspay and Razorpay are both Payment Gateways solutions. Juspay is rated 0.0/5 by 0 users, while Razorpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Juspay or Razorpay?

Based on user ratings, Juspay scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Juspay or Razorpay?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Juspay or Razorpay have a free plan?

Neither Juspay nor Razorpay currently offers a free plan, but Juspay provides a free trial.

Can I switch from Juspay to Razorpay?

Switching between Juspay and Razorpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Juspay vs Razorpay?

Juspay is best suited for teams that prioritise enterprise features. Razorpay works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Juspay vs Razorpay

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Either

It's a tie leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

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Not sure which to choose?

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