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Instamojo vs Skrill: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Rating
,
Reviews
0
From
Custom

in Payment Gateways

Rating
,
Reviews
0
From
Free

in Payment Gateways

The Short Answer

Instamojo vs Skrill, in 15 seconds

Choose Instamojo if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem
  • You have strict security & compliance needs

Choose Skrill if…

  • You want the lower entry price
  • You need a genuinely free plan

Head-to-Head Scorecard

How Instamojo and Skrill score

It's evenly matched, each leads on 2 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Instamojo
    No reviews
    Skrill
    No reviews
  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Instamojo
    0
    Skrill
    0
  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Skrill
    Instamojo
    Custom
    Skrill
    Free
  • Free Access

    Availability of a free plan and/or free trial

    Even
    Instamojo
    Free trial
    Skrill
    Free plan
  • Integrations

    Number of listed third-party integrations

    Instamojo
    Instamojo
    6
    Skrill
    0
  • Features

    Number of listed product capabilities

    Even
    Instamojo
    8
    Skrill
    8
  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Instamojo
    ,
    Skrill
    ,
  • Security & Compliance

    Number of listed compliance certifications

    Instamojo
    Instamojo
    2
    Skrill
    ,
  • Platforms & Deployment

    Supported platforms and deployment options

    Skrill
    Instamojo
    4
    Skrill
    5

Feature Comparison

Instamojo vs Skrill feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Instamojo
Skrill
Overview
User rating
,
,
Pricing model
Quote-based
FREE
Starting price
Custom
Free
Free version
Free trial
Features
Key capabilities
Payment links and gatewayOnline store builderShipping integrationMSME creditFintechIndia payments+2
Digital wallet accountOnline payments to merchantsMoney transfers to other usersMultiple currency balancesWithdrawals to bank accountsPrepaid card option+2
AI features
,
,
Integrations & API
Integrations
ShopifyWooCommerceMagentoZoho BooksTallyREST APIs
,
Public API
Platforms
Deployment
CloudSaaS
Cloud
Platforms
WebAPI
WebiOSAndroidAPI
Mobile support
Security & Compliance
Compliance
PCI DSSISO 27001
,
Vendor
Company
,
,
Verified
Founded
2012
,
Headquarters
Bengaluru, India
,

Pricing Comparison

Instamojo vs Skrill pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Instamojo

Custom to start
ProfessionalCustom
  • online store builder
  • payment links and gateway
  • Standard support
  • Integrations
EnterpriseCustom
  • shipping integration
  • MSME credit
  • Advanced security and controls
  • Dedicated support and onboarding

Skrill

Free to start
Free accountFree
  • Free to open
  • Transaction fees apply by region

Total cost of ownership factors

Free planInstamojo Skrill
Free trial to evaluateInstamojo Skrill
Transparent published pricingInstamojo Skrill
Public API (build vs. buy add-ons)Instamojo Skrill

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Instamojo vs Skrill: strengths and trade-offs

Instamojo

Pros

  • Free trial offered
  • Broad integration ecosystem (6)
  • Compliance: PCI DSS, ISO 27001
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Skrill

Pros

  • Free plan available
  • Public API available

Cons

  • Fewer native integrations than the alternative
  • No compliance certifications listed

Buyer Fit

Who should use Instamojo vs Skrill?

Startups

Skrill

Skrill keeps early-stage costs lowest with its entry tier.

Small businesses

Skrill

Skrill offers the most accessible pricing for lean teams.

Agencies

Instamojo

Instamojo connects to more tools for multi-client workflows.

Enterprises

Instamojo

Instamojo leads on compliance and breadth for complex needs.

Ecommerce

Instamojo

Instamojo integrates with more of the commerce stack.

SaaS companies

Either

Either is the more developer- and automation-friendly choice.

Integration overlap

Only in Instamojo (6)

ShopifyWooCommerceMagentoZoho BooksTallyREST APIs

Only in Skrill (0)

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Instamojo and Skrill.

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Instamojo and Skrill against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Instamojo vs Skrill, Frequently Asked Questions

What is the difference between Instamojo and Skrill?

Instamojo and Skrill are both Payment Gateways solutions. Instamojo is rated 0.0/5 by 0 users, while Skrill is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Instamojo or Skrill?

Based on user ratings, Instamojo scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Instamojo or Skrill?

Skrill is the more affordable option with a free plan available.

Does Instamojo or Skrill have a free plan?

Skrill offers a free plan. Instamojo does not have a free tier but does offer a free trial.

Can I switch from Instamojo to Skrill?

Switching between Instamojo and Skrill is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Instamojo vs Skrill?

Instamojo is best suited for teams that prioritise enterprise features. Skrill works well for teams looking to start free and scale.

Our Verdict

The bottom line on Instamojo vs Skrill

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Skrill

Skrill has the friendliest entry point for new teams.

Best for Enterprise

Instamojo

Instamojo leads on compliance and feature breadth.

Best Value

Skrill

Skrill delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Instamojo and Skrill?

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