Hitpay vs Razorpay: Which Payment Gateways Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.
The Short Answer
Hitpay vs Razorpay, in 15 seconds
Choose Hitpay if…
- You want the lower entry price
- You need a genuinely free plan
- You depend on a broad integration ecosystem
- You have strict security & compliance needs
Choose Razorpay if…
- You need the broader feature set
Head-to-Head Scorecard
How Hitpay and Razorpay score
Hitpay leads on 4 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
HitpayNo reviewsRazorpayNo reviews - Even
Review Volume
Number of verified reviews, a proxy for adoption
Hitpay0Razorpay0 - Hitpay
Entry Pricing
Lowest published starting price (free plan = lowest)
HitpayFreeRazorpayCustom - Hitpay
Free Access
Availability of a free plan and/or free trial
HitpayFree planRazorpayPaid only - Hitpay
Integrations
Number of listed third-party integrations
Hitpay6Razorpay3 - Razorpay
Features
Number of listed product capabilities
Hitpay6Razorpay8 - Even
AI Features
Capabilities mentioning AI, automation or ML
Hitpay,Razorpay, - Hitpay
Security & Compliance
Number of listed compliance certifications
Hitpay3Razorpay2 - Even
Platforms & Deployment
Supported platforms and deployment options
Hitpay5Razorpay5
Active Deals
Feature Comparison
Hitpay vs Razorpay feature breakdown
Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.
Hitpay
RazorpayPricing Comparison
Hitpay vs Razorpay pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Hitpay
Free to start- No setup or monthly fees
- PayNow 0.65% + S$0.30
- Cards 2.8% + S$0.50
Razorpay
Custom to start- 2% per successful domestic transaction plus GST
- Rs. 0 setup and annual maintenance fees
- Up to 3% on international cards
- Corporate credit cards at 2.15%
- Custom pricing
- For merchants processing over Rs. 5,00,000 per month
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Hitpay vs Razorpay: strengths and trade-offs
Hitpay
Pros
- Free plan available
- Broad integration ecosystem (6)
- Compliance: PCI DSS, MAS Licensed, GDPR
- Public API available
Cons
Razorpay
Pros
- Compliance: PCI DSS Level 1, ISO 27001
- Public API available
Cons
- No free plan
- No free trial
- Pricing is quote-based (less transparent)
- Fewer native integrations than the alternative
Buyer Fit
Who should use Hitpay vs Razorpay?
Startups
Hitpay
Hitpay keeps early-stage costs lowest with its entry tier.
Small businesses
Hitpay
Hitpay offers the most accessible pricing for lean teams.
Agencies
Hitpay
Hitpay connects to more tools for multi-client workflows.
Enterprises
Hitpay
Hitpay leads on compliance and breadth for complex needs.
Ecommerce
Hitpay
Hitpay integrates with more of the commerce stack.
SaaS companies
Razorpay
Razorpay is the more developer- and automation-friendly choice.
Integration overlap
Only in Hitpay (6)
Only in Razorpay (3)
Keep Exploring
Other alternatives worth considering
Similar payment gateways products buyers compare alongside Hitpay and Razorpay.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Hitpay and Razorpay against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationHitpay vs Razorpay, Frequently Asked Questions
What is the difference between Hitpay and Razorpay?
Hitpay and Razorpay are both Payment Gateways solutions. Hitpay is rated 0.0/5 by 0 users, while Razorpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Hitpay or Razorpay?
Based on user ratings, Hitpay scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Hitpay or Razorpay?
Hitpay is the more affordable option with a free plan available.
Does Hitpay or Razorpay have a free plan?
Hitpay offers a free plan. Razorpay does not have a free tier but offers paid plans.
Can I switch from Hitpay to Razorpay?
Switching between Hitpay and Razorpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Hitpay vs Razorpay?
Hitpay is best suited for teams that prioritise enterprise features. Razorpay works well for teams needing advanced capabilities.
Our Verdict
The bottom line on Hitpay vs Razorpay
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
Hitpay
Hitpay has the friendliest entry point for new teams.
Best for Enterprise
Hitpay
Hitpay leads on compliance and feature breadth.
Best Value
Hitpay
Hitpay delivers the lowest cost to get started.
Best AI Features
Either
Comparable AI capabilities on both sides.
Highest Rated
Either
Both earn equal user ratings.