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Basis Theory vs Zaakpay: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.

Basis Theory
Basis Theory
Leads 3/9
Rating
,
Reviews
0
From
Custom

in Payment Gateways

Zaakpay
Zaakpay
Rating
,
Reviews
0
From
Custom
Jump to scorecard Ask SIA

The Short Answer

Basis Theory vs Zaakpay, in 15 seconds

Choose Basis Theory if…

  • You want to trial before paying
  • You depend on a broad integration ecosystem
  • You have strict security & compliance needs

Choose Zaakpay if…

  • You need the broader feature set

Head-to-Head Scorecard

How Basis Theory and Zaakpay score

Basis Theory leads on 3 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Basis
    No reviews
    Zaakpay
    No reviews

  • Review Volume

    Number of verified reviews, a proxy for adoption

    Even
    Basis
    0
    Zaakpay
    0

  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Basis
    Custom
    Zaakpay
    Custom

  • Free Access

    Availability of a free plan and/or free trial

    Basis Theory
    Basis
    Free trial
    Zaakpay
    Paid only

  • Integrations

    Number of listed third-party integrations

    Basis Theory
    Basis
    6
    Zaakpay
    5

  • Features

    Number of listed product capabilities

    Zaakpay
    Basis
    0
    Zaakpay
    6

  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Basis
    ,
    Zaakpay
    ,

  • Security & Compliance

    Number of listed compliance certifications

    Basis Theory
    Basis
    4
    Zaakpay
    2

  • Platforms & Deployment

    Supported platforms and deployment options

    Zaakpay
    Basis
    4
    Zaakpay
    5

Feature Comparison

Basis Theory vs Zaakpay feature breakdown

Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.

Basis Theory
Zaakpay
Overview
User rating
,
,
Pricing model
Quote-based
USAGE_BASED
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
,
Online payment gatewayCards, UPI & net bankingMobile walletsRecurring payments & linksSettlement & reconciliationFraud & risk controls
AI features
,
,
Integrations & API
Integrations
AWSSnowflakeStripeSalesforcePostgreSQLREST APIs
MobiKwikShopifyWooCommerceMagentoUPI
Public API
Platforms
Deployment
CloudSaaS
Cloud
Platforms
WebAPI
WebiOSAndroidAPI
Mobile support
Security & Compliance
Compliance
PCI DSSSOC 2HIPAAGDPR
PCI DSSGDPR
Vendor
Company
,
,
Verified
Founded
,
2010
Headquarters
,
Gurugram, India

Pricing Comparison

Basis Theory vs Zaakpay pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Basis Theory

Custom to start
ProfessionalCustom
  • Analytics and reporting
  • card tokenization
  • Standard support
  • PCI scope reduction
EnterpriseCustom
  • data proxies
  • Dedicated support and onboarding
  • Everything in Professional
  • Advanced security and controls

Zaakpay

Custom to start
ZaakpayCustom
  • Cards, UPI & net banking
  • Wallets
  • Payment links & recurring
  • Developer API

Total cost of ownership factors

Free planBasis Zaakpay
Free trial to evaluateBasis Zaakpay
Transparent published pricingBasis Zaakpay
Public API (build vs. buy add-ons)Basis Zaakpay

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Basis Theory vs Zaakpay: strengths and trade-offs

Basis Theory

Pros

  • Free trial offered
  • Broad integration ecosystem (6)
  • Compliance: PCI DSS, SOC 2, HIPAA
  • Public API available

Cons

  • No free plan
  • Pricing is quote-based (less transparent)

Zaakpay

Pros

  • Compliance: PCI DSS, GDPR
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative

Buyer Fit

Who should use Basis Theory vs Zaakpay?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Basis Theory

Basis Theory connects to more tools for multi-client workflows.

Enterprises

Basis Theory

Basis Theory leads on compliance and breadth for complex needs.

Ecommerce

Basis Theory

Basis Theory integrates with more of the commerce stack.

SaaS companies

Zaakpay

Zaakpay is the more developer- and automation-friendly choice.

Integration overlap

Only in Basis Theory (6)

AWSSnowflakeStripeSalesforcePostgreSQLREST APIs

Only in Zaakpay (5)

MobiKwikShopifyWooCommerceMagentoUPI

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Basis Theory and Zaakpay.

Razorpay

Razorpay

Custom
Evervault

Evervault

Custom
VGS

VGS

Custom
Mollie

Mollie

Free
Payu

Payu

Custom
Ccavenue

Ccavenue

Custom
More Basis Theory alternatives →More Zaakpay alternatives →

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Basis Theory and Zaakpay against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Basis Theory vs Zaakpay, Frequently Asked Questions

What is the difference between Basis Theory and Zaakpay?

Basis Theory and Zaakpay are both Payment Gateways solutions. Basis Theory is rated 0.0/5 by 0 users, while Zaakpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Basis Theory or Zaakpay?

Based on user ratings, Basis Theory scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Basis Theory or Zaakpay?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Basis Theory or Zaakpay have a free plan?

Neither Basis Theory nor Zaakpay currently offers a free plan, but Basis Theory provides a free trial.

Can I switch from Basis Theory to Zaakpay?

Switching between Basis Theory and Zaakpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Basis Theory vs Zaakpay?

Basis Theory is best suited for teams that prioritise enterprise features. Zaakpay works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Basis Theory vs Zaakpay

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Basis Theory

Basis Theory leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

Ready to decide between Basis Theory and Zaakpay?

Visit Basis Theory Visit Zaakpay Ask SIA
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