Basis Theory vs Razorpay: Which Payment Gateways Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.
The Short Answer
Basis Theory vs Razorpay, in 15 seconds
Choose Basis Theory if…
- You want to trial before paying
- You depend on a broad integration ecosystem
- You want deeper AI and automation features
- You have strict security & compliance needs
Choose Razorpay if…
- You prefer Razorpay's approach and ecosystem
Head-to-Head Scorecard
How Basis Theory and Razorpay score
Basis Theory leads on 4 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
BasisNo reviewsRazorpayNo reviews - Even
Review Volume
Number of verified reviews, a proxy for adoption
Basis0Razorpay0 - Even
Entry Pricing
Lowest published starting price (free plan = lowest)
BasisCustomRazorpayCustom - Basis Theory
Free Access
Availability of a free plan and/or free trial
BasisFree trialRazorpayPaid only - Basis Theory
Integrations
Number of listed third-party integrations
Basis6Razorpay3 - Even
Features
Number of listed product capabilities
Basis8Razorpay8 - Basis Theory
AI Features
Capabilities mentioning AI, automation or ML
Basis1Razorpay, - Basis Theory
Security & Compliance
Number of listed compliance certifications
Basis4Razorpay2 - Razorpay
Platforms & Deployment
Supported platforms and deployment options
Basis4Razorpay5
Active Deals
Feature Comparison
Basis Theory vs Razorpay feature breakdown
Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.
Basis Theory
RazorpayPricing Comparison
Basis Theory vs Razorpay pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Basis Theory
Custom to start- Analytics and reporting
- card tokenization
- Standard support
- PCI scope reduction
- data proxies
- Dedicated support and onboarding
- Everything in Professional
- Advanced security and controls
Razorpay
Custom to start- 2% per successful domestic transaction plus GST
- Rs. 0 setup and annual maintenance fees
- Up to 3% on international cards
- Corporate credit cards at 2.15%
- Custom pricing
- For merchants processing over Rs. 5,00,000 per month
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Basis Theory vs Razorpay: strengths and trade-offs
Basis Theory
Pros
- Free trial offered
- Broad integration ecosystem (6)
- Compliance: PCI DSS, SOC 2, HIPAA
- Stronger AI / automation features
- Public API available
Cons
- No free plan
- Pricing is quote-based (less transparent)
Razorpay
Pros
- Compliance: PCI DSS Level 1, ISO 27001
- Public API available
Cons
- No free plan
- No free trial
- Pricing is quote-based (less transparent)
- Fewer native integrations than the alternative
Buyer Fit
Who should use Basis Theory vs Razorpay?
Startups
Either
Either keeps early-stage costs lowest with its entry tier.
Small businesses
Either
Either offers the most accessible pricing for lean teams.
Agencies
Basis Theory
Basis Theory connects to more tools for multi-client workflows.
Enterprises
Basis Theory
Basis Theory leads on compliance and breadth for complex needs.
Ecommerce
Basis Theory
Basis Theory integrates with more of the commerce stack.
SaaS companies
Basis Theory
Basis Theory is the more developer- and automation-friendly choice.
Integration overlap
Only in Basis Theory (6)
Only in Razorpay (3)
Keep Exploring
Other alternatives worth considering
Similar payment gateways products buyers compare alongside Basis Theory and Razorpay.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Basis Theory and Razorpay against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationBasis Theory vs Razorpay, Frequently Asked Questions
What is the difference between Basis Theory and Razorpay?
Basis Theory and Razorpay are both Payment Gateways solutions. Basis Theory is rated 0.0/5 by 0 users, while Razorpay is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Basis Theory or Razorpay?
Based on user ratings, Basis Theory scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Basis Theory or Razorpay?
Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.
Does Basis Theory or Razorpay have a free plan?
Neither Basis Theory nor Razorpay currently offers a free plan, but Basis Theory provides a free trial.
Can I switch from Basis Theory to Razorpay?
Switching between Basis Theory and Razorpay is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Basis Theory vs Razorpay?
Basis Theory is best suited for teams that prioritise enterprise features. Razorpay works well for teams needing advanced capabilities.
Our Verdict
The bottom line on Basis Theory vs Razorpay
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
Either
It's a tie has the friendliest entry point for new teams.
Best for Enterprise
Basis Theory
Basis Theory leads on compliance and feature breadth.
Best Value
Either
It's a tie delivers the lowest cost to get started.
Best AI Features
Basis Theory
Basis Theory ships more AI and automation.
Highest Rated
Either
Both earn equal user ratings.