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Adyen vs Payu: Which Payment Gateways Is Better in 2026?

Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction — side by side, with no marketing spin.

Leads 3/9
Rating
Reviews
0
From
Custom

in Payment Gateways

Rating
Reviews
0
From
Custom

The Short Answer

Adyen vs Payu, in 15 seconds

Choose Adyen if…

  • You depend on a broad integration ecosystem
  • You have strict security & compliance needs

Choose Payu if…

  • You need the broader feature set

Head-to-Head Scorecard

How Adyen and Payu score

Adyen leads on 3 of 9 measured dimensions.

  • Customer Rating

    Average score from verified user reviews

    Even
    Adyen
    No reviews
    Payu
    No reviews
  • Review Volume

    Number of verified reviews — a proxy for adoption

    Even
    Adyen
    0
    Payu
    0
  • Entry Pricing

    Lowest published starting price (free plan = lowest)

    Even
    Adyen
    Custom
    Payu
    Custom
  • Free Access

    Availability of a free plan and/or free trial

    Even
    Adyen
    Paid only
    Payu
    Paid only
  • Integrations

    Number of listed third-party integrations

    Adyen
    Adyen
    7
    Payu
    0
  • Features

    Number of listed product capabilities

    Payu
    Adyen
    0
    Payu
    6
  • AI Features

    Capabilities mentioning AI, automation or ML

    Even
    Adyen
    Payu
  • Security & Compliance

    Number of listed compliance certifications

    Adyen
    Adyen
    4
    Payu
  • Platforms & Deployment

    Supported platforms and deployment options

    Adyen
    Adyen
    5
    Payu
    3

Feature Comparison

Adyen vs Payu feature breakdown

Search or filter the full feature matrix — core features, AI, integrations, APIs, security and compliance.

Adyen
Payu
Overview
User rating
Pricing model
Usage-based
USAGE_BASED
Starting price
Custom
Custom
Free version
Free trial
Features
Key capabilities
Payment gatewayCards & wallets & local methodsFraud protectionPayoutsRecurring paymentsDeveloper APIs
AI features
Integrations & API
Integrations
ShopifySalesforceSAPMagentoBigCommerceNetSuite+1
Public API
Platforms
Deployment
CloudSaaS
CloudWeb
Platforms
WebiOSAndroid
Web
Mobile support
Security & Compliance
Compliance
PCI DSSSOC 2GDPRISO 27001
Vendor
Company
Verified
Founded
2006
Headquarters
Amsterdam, Netherlands

Pricing Comparison

Adyen vs Payu pricing

Entry pricing, plan tiers and the cost factors that shape total cost of ownership.

Adyen

Custom to start
PaymentsCustom
  • Online payments
  • Reporting
  • Risk management
  • Global acquiring
Unified CommerceCustom
  • In-store and online
  • Full API access
  • Marketplace payouts
  • Data insights

Payu

Custom to start
Transaction-basedFree
  • Payment acceptance
  • Multiple methods
  • Fraud protection
  • Payouts

Total cost of ownership factors

Free planAdyen Payu
Free trial to evaluateAdyen Payu
Transparent published pricingAdyen Payu
Public API (build vs. buy add-ons)Adyen Payu

Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.

Pros & Cons

Adyen vs Payu: strengths and trade-offs

Adyen

Pros

  • Broad integration ecosystem (7)
  • Compliance: PCI DSS, SOC 2, GDPR
  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)

Payu

Pros

  • Public API available

Cons

  • No free plan
  • No free trial
  • Pricing is quote-based (less transparent)
  • Fewer native integrations than the alternative
  • No compliance certifications listed

Buyer Fit

Who should use Adyen vs Payu?

Startups

Either

Either keeps early-stage costs lowest with its entry tier.

Small businesses

Either

Either offers the most accessible pricing for lean teams.

Agencies

Adyen

Adyen connects to more tools for multi-client workflows.

Enterprises

Adyen

Adyen leads on compliance and breadth for complex needs.

Ecommerce

Adyen

Adyen integrates with more of the commerce stack.

SaaS companies

Payu

Payu is the more developer- and automation-friendly choice.

Integration overlap

Only in Adyen (7)

ShopifySalesforceSAPMagentoBigCommerceNetSuiteZuora

Only in Payu (0)

Keep Exploring

Other alternatives worth considering

Similar payment gateways products buyers compare alongside Adyen and Payu.

Ask SIA which solution fits your business

SIA, Saaskart's AI buying assistant, weighs Adyen and Payu against your team size, budget, integrations and compliance needs — then recommends the right fit and the questions to ask each vendor.

Get a personalised recommendation

Adyen vs Payu — Frequently Asked Questions

What is the difference between Adyen and Payu?

Adyen and Payu are both Payment Gateways solutions. Adyen is rated 0.0/5 by 0 users, while Payu is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.

Which is better, Adyen or Payu?

Based on user ratings, Adyen scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.

Which is cheaper, Adyen or Payu?

Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.

Does Adyen or Payu have a free plan?

Neither Adyen nor Payu currently offers a free plan, but both offer paid plans with various tiers.

Can I switch from Adyen to Payu?

Switching between Adyen and Payu is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.

Who should use Adyen vs Payu?

Adyen is best suited for teams that prioritise enterprise features. Payu works well for teams needing advanced capabilities.

Our Verdict

The bottom line on Adyen vs Payu

Best Overall

Either

It's a tie balances user satisfaction and proven adoption.

Best for Startups

Either

It's a tie has the friendliest entry point for new teams.

Best for Enterprise

Adyen

Adyen leads on compliance and feature breadth.

Best Value

Either

It's a tie delivers the lowest cost to get started.

Best AI Features

Either

Comparable AI capabilities on both sides.

Highest Rated

Either

Both earn equal user ratings.

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