Adyen vs Checkout.com: Which Payment Gateways Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction — side by side, with no marketing spin.
The Short Answer
Adyen vs Checkout.com, in 15 seconds
Choose Adyen if…
- You prefer Adyen's approach and ecosystem
Choose Checkout.com if…
- You prefer Checkout.com's approach and ecosystem
Head-to-Head Scorecard
How Adyen and Checkout.com score
It's evenly matched — each leads on 0 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
AdyenNo reviewsCheckout.comNo reviews - Even
Review Volume
Number of verified reviews — a proxy for adoption
Adyen0Checkout.com0 - Even
Entry Pricing
Lowest published starting price (free plan = lowest)
AdyenCustomCheckout.comCustom - Even
Free Access
Availability of a free plan and/or free trial
AdyenPaid onlyCheckout.comPaid only - Even
Integrations
Number of listed third-party integrations
Adyen7Checkout.com7 - Even
Features
Number of listed product capabilities
Adyen0Checkout.com0 - Even
AI Features
Capabilities mentioning AI, automation or ML
Adyen—Checkout.com— - Even
Security & Compliance
Number of listed compliance certifications
Adyen4Checkout.com4 - Even
Platforms & Deployment
Supported platforms and deployment options
Adyen5Checkout.com5
Feature Comparison
Adyen vs Checkout.com feature breakdown
Search or filter the full feature matrix — core features, AI, integrations, APIs, security and compliance.
Adyen
Checkout.comPricing Comparison
Adyen vs Checkout.com pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Adyen
Custom to start- Online payments
- Reporting
- Risk management
- Global acquiring
- In-store and online
- Full API access
- Marketplace payouts
- Data insights
Checkout.com
Custom to start- Payouts
- Fraud tools
- Alternative payment methods
- Global acquiring
- Direct network connections
- Data insights
- Full API access
- Optimization
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Adyen vs Checkout.com: strengths and trade-offs
Adyen
Pros
- Compliance: PCI DSS, SOC 2, GDPR
- Public API available
Cons
- No free plan
- No free trial
- Pricing is quote-based (less transparent)
Checkout.com
Pros
- Compliance: PCI DSS, SOC 2, GDPR
- Public API available
Cons
- No free plan
- No free trial
- Pricing is quote-based (less transparent)
Buyer Fit
Who should use Adyen vs Checkout.com?
Startups
Either
Either keeps early-stage costs lowest with its entry tier.
Small businesses
Either
Either offers the most accessible pricing for lean teams.
Agencies
Either
Either connects to more tools for multi-client workflows.
Enterprises
Either
Either leads on compliance and breadth for complex needs.
Ecommerce
Either
Either integrates with more of the commerce stack.
SaaS companies
Either
Either is the more developer- and automation-friendly choice.
Integration overlap
Shared integrations (6)
Only in Adyen (1)
Only in Checkout.com (1)
Keep Exploring
Other alternatives worth considering
Similar payment gateways products buyers compare alongside Adyen and Checkout.com.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Adyen and Checkout.com against your team size, budget, integrations and compliance needs — then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationAdyen vs Checkout.com — Frequently Asked Questions
What is the difference between Adyen and Checkout.com?
Adyen and Checkout.com are both Payment Gateways solutions. Adyen is rated 0.0/5 by 0 users, while Checkout.com is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Adyen or Checkout.com?
Based on user ratings, Adyen scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Adyen or Checkout.com?
Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.
Does Adyen or Checkout.com have a free plan?
Neither Adyen nor Checkout.com currently offers a free plan, but both offer paid plans with various tiers.
Can I switch from Adyen to Checkout.com?
Switching between Adyen and Checkout.com is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Adyen vs Checkout.com?
Adyen is best suited for teams that prioritise enterprise features. Checkout.com works well for teams needing advanced capabilities.
Our Verdict
The bottom line on Adyen vs Checkout.com
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
Either
It's a tie has the friendliest entry point for new teams.
Best for Enterprise
Either
It's a tie leads on compliance and feature breadth.
Best Value
Either
It's a tie delivers the lowest cost to get started.
Best AI Features
Either
Comparable AI capabilities on both sides.
Highest Rated
Either
Both earn equal user ratings.