Oscilar

What is Oscilar?

Oscilar is an agentic risk platform for financial institutions. It uses AI agents for detection, decisions and resolution across fraud, credit, onboarding and anti-money-laundering compliance.

Key capabilities of Oscilar

• AI risk decisioning: The vendor cites 30B+ decisions per year with sub-100ms latency
• Fraud prevention: Account opening fraud, takeover, transaction and first-party fraud and scams
• Credit underwriting: B2C and B2B decisions, portfolio monitoring and collections
• AML compliance: Transaction monitoring, sanctions screening, KYC/KYB reviews and case management
• Agent Hub: Coordinated AI agents trained on institutional procedures
• Natural language policies: Define rules without SQL
• SAR narrative generation: Drafts narratives for suspicious activity reports

How Oscilar works

Applications and transactions flow into Oscilar, where device and behavioral intelligence feed real-time decisions. Agents in the Agent Hub score alerts, write investigation narratives and learn from analyst feedback, while teams write policies in plain language and monitor performance and drift. Customers report 45% fewer false positives and 3x faster case resolution.

Who uses Oscilar?

Oscilar is used by fintechs, banks and sponsor banks that run fraud, credit and compliance operations. Named customers include SoFi, MoneyGram, Nuvei and Clara.

Oscilar pricing

Oscilar does not publish pricing or detailed integration documentation. Visitors are directed to request a demo.

Oscilar alternatives

Alternatives for fraud and risk decisioning include Sardine and Alloy, which also serve fintech and bank risk teams. Oscilar frames its offering around coordinated agents across fraud, credit and AML.