Ocrolus

What is Ocrolus?

Ocrolus is an AI workflow and analytics platform that automates underwriting and financial document analysis for lenders.

Key capabilities of Ocrolus

• Document analysis: Processes bank statements, pay stubs and tax documents at over 99% stated accuracy.
• Fraud detection: Spots fake documents, data inconsistencies and risk signals.
• Cash flow analysis: Measures revenue and debt capacity for small business lending.
• Income calculation: Evaluates income across borrower types for mortgage underwriting.
• Condition management: Creates and clears underwriting conditions automatically.

How Ocrolus works

Financial documents and digital data are converted into credit analytics through AI-optimized document understanding. Results are delivered by API, in a dashboard or inside a loan origination system, so underwriters review structured output. Some customers report loan decisions in under four hours.

Who uses Ocrolus?

Banks, fintech lenders, mortgage originators and credit unions. Named customers include Enova, Better, SoFi, Square, PayPal, Zillow, Kapitus, Fora Financial and Argyle.

Ocrolus pricing

No pricing is published on the website. Contact the vendor for a quote.

Ocrolus alternatives

Klarity and Auditoria.AI automate finance document work, and Fiscal.ai and Fintool serve financial research. Ocrolus is specific to lending document analysis.