Arbol

What is Arbol?

Arbol is a climate risk management company that uses parametric insurance to address the global protection gap. Instead of assessing damage, it pays when objective, third-party data confirms a qualifying event.

Key capabilities of Arbol

• Agriculture: Derivatives and insurance for farming operations
• Energy: Risk management for energy businesses
• Travel: Coverage for travel-related climate risk
• Wildfire: Specialized wildfire protection
• Reinsurance: Risk transfer solutions
• AI and ML underwriting: Machine learning for risk assessment and pricing
• Fast payment: Payment in as little as two weeks

How Arbol works

Arbol builds a contract tied to a measurable data trigger, using climate data from sources such as NOAA, NASA and the European Space Agency. When a qualifying event occurs it is verified against objective third-party data and payment can be issued in as little as two weeks, without adjuster claims.

Who uses Arbol?

Agriculture, energy, travel and insurance firms that need coverage for weather risk. Arbol reports $2B+ notional risk transferred, operations in 15+ countries and that 50 percent of clients lack access to traditional climate risk products.

Arbol pricing

Arbol prices contracts individually and does not publish rates.

Arbol alternatives

Alternatives include Descartes Underwriting for parametric insurance, Jumpstart for parametric cover, and traditional crop insurers.