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Open banking API for data and payments across Europe
Yapily is a UK-founded open banking infrastructure provider that offers a single API for accessing bank data and initiating payments across the UK and Europe. Focused on being an enterprise-grade, developer-first infrastructure layer, it connects to thousands of banks so businesses can build account information and payment experiences without integrating each bank directly.
The platform covers account information (aggregation and transactions), payment initiation (single, bulk, and variable recurring payments), data enrichment, and hosted authentication under its licence, on custom, sales-gated pricing based on business stage and volume, with a free sandbox for testing. Its API-only, infrastructure-focused approach differentiates it from consumer-facing open banking apps.
Yapily serves fintechs, lenders, payment providers, and enterprises that want reliable open banking data and payments infrastructure across Europe. Its broad bank coverage, developer focus, and enterprise positioning make it a leading open banking API provider.
Pricing Model
Custom
Starting Price
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Free Options
Free trial
| Feature | Standard | Enterprise |
|---|---|---|
| Account information | — | |
| Payment initiation | — | |
| Single API | — | |
| Sandbox testing | — | |
| Usage-based quote | — | |
| Variable recurring payments | — | |
| Data enrichment | — | |
| High volume | — | |
| Dedicated support | — | |
| Custom quote | — |
Other
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API Types
SDK Availability
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Developer Features
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
Verify with vendor for your specific region requirements.
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