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Financial data analytics and credit decisioning platform
Perfios is a financial data and analytics platform that powers credit decisioning, underwriting, and risk for banks, NBFCs, and fintechs. It aggregates and analyzes financial data — bank statements, GST, ITR, and more — to deliver real-time insights, income and cash-flow analysis, fraud checks, and automated loan decisioning across the lending lifecycle.
Used widely across Indian and global financial institutions, Perfios turns raw financial data into decisions. Pricing is per-transaction/enterprise and quoted by volume and modules.
Pricing Model
Custom
Starting Price
Contact vendor
Free Options
None
| Feature | Standard | Enterprise |
|---|---|---|
| Bank statement analysis | — | |
| GST & ITR analysis | — | |
| Income assessment | — | |
| Fraud checks | — | |
| API access | — | |
| Automated credit decisioning | — | |
| Underwriting workflows | — | |
| Portfolio monitoring | — | |
| On-premise options | — | |
| Dedicated support | — |
Other
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API Types
SDK Availability
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Developer Features
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
Verify with vendor for your specific region requirements.
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