LASER Credit Access

What is LASER Credit Access?

LASER Credit Access is a Salesforce-native lending platform that combines credit decisioning, compliance and data management for financial institutions. It is organized around three functions, Access, Decide and Comply, and connects credit bureau, income verification and banking data directly inside Salesforce.

Key features of LASER Credit Access

• Real-time credit reports with multi-bureau connections.
• Income verification and banking data through Plaid.
• Automated underwriting that applies consistent lending criteria.
• Compliance automation for AML and KYC checks.
• Support for regulatory requirements such as ECOA and FTC Safeguards.
• ID verification inside the Salesforce loan workflow.

Who uses LASER Credit Access?

LASER Credit Access is used by banks, credit unions and other lenders that run loan origination on Salesforce. The vendor reports more than 150 financial institutions as users and over 50 five-star Salesforce AppExchange reviews.

LASER Credit Access pricing

LASER Credit Access does not publish prices. The vendor invites prospects to request a custom quote based on loan volume, team size and processing needs, and it offers an ROI calculator on its website to estimate savings.

LASER Credit Access alternatives

Common alternatives to LASER Credit Access include nCino, Salesforce Financial Services Cloud and Blend. Lenders usually compare them on how deeply credit and compliance data are embedded into Salesforce versus a separate loan origination system.