Jack Henry

What is Jack Henry?

Jack Henry & Associates is a financial technology provider that serves community and regional banks, credit unions, de novo banks, fintechs and businesses. Its cloud-native Jack Henry Platform, built with Google Cloud, unifies core, digital and other banking services.

Key features of Jack Henry

• Jack Henry Platform: cloud-native platform that can work alongside an institution's existing core.
• Digital banking: Banno Digital Toolkit, digital banking platform, account origination and open banking integration.
• Payments: Payrailz, instant payments, ACH, cards, wires, remote deposit capture and embedded payments.
• Core and operations: core platforms, ATM and kiosk services, branch operations and imaging.
• Financial Crimes Defender: fraud and financial crimes detection.
• Lending: account origination, loan solutions and servicing.
• Commercial banking: business banking and commercial finance.

How Jack Henry works

Institutions can adopt the platform gradually next to their core, connect to digital channels and payment rails, and use open integration tools such as jXchange and SymXchange and the Fintech Integration Network.

Who uses Jack Henry?

Jack Henry serves community and regional banks and credit unions. The vendor features a testimonial from Old Second National Bank.

Jack Henry pricing

Jack Henry does not publish pricing; contracts are quoted per institution.

Jack Henry integrations

The vendor names partners Google, Stripe, Finicity and Moov, and offers jXchange, SymXchange, the Fintech Integration Network and developer resources at jackhenry.dev.

Jack Henry alternatives

Alkami is a digital banking platform for banks and credit unions, narrower than Jack Henry's core to channel stack. Backbase is a digital engagement platform for larger banks. Meniga offers personal finance and banking analytics. Jack Henry spans core, digital and payments.