Federato

What is Federato?

Federato is insurance software for carriers, MGAs and the London Market. The vendor now describes it as an AI-native core system combining policy administration, billing and claims, and it is known for its RiskOps underwriting platform.

Key features of Federato

• Policy Administration: manage policies on the core system.
• Billing and Payments: billing built into the platform.
• Claims: claims handling in the same system.
• Product Studio: configure insurance products.
• Control Tower: real-time portfolio steering.
• Partner Portals: portals for distribution partners.

How Federato works

Federato holds policy, billing and claims data in one system. Underwriters see guidance on which risks fit the portfolio's appetite, and managers use Control Tower to steer the portfolio in real time. The vendor reports a 50 percent increase in hit ratio and a 2 times reduction in systems used.

Who uses Federato?

Federato serves carriers, MGAs, MGAAs and the London Market. The vendor shows QBE, Palomar, Ryan Specialty, Acrisure and Accelerant on its site.

Federato pricing

Federato does not publish pricing; buyers talk to sales.

Federato integrations

The Federato site does not name specific integrations. It links to a trust center for security information.

Federato alternatives

Guidewire is a long-established core platform for property and casualty insurers. Shift Technology focuses on AI for claims and fraud. hyperexponential and Akur8 focus on pricing and underwriting analytics, and Origami Risk is a risk and insurance management platform. Federato differs by pairing portfolio-aware underwriting guidance with a unified core system.