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Worker payments platform with earned wage access and cashless tips
Updated
Branch is a payments and financial services platform for workforces that handles how workers are paid wages, tips, mileage, commissions and bonuses. Branch is not a bank; banking services come from sponsor banks Evolve Bank and Trust or Lead Bank.
Employers or platforms run payments through Branch, which handles compliance (KYC, AML, BSA), card issuance, money movement, fraud and funding. Workers receive money in the Branch wallet or card, or via direct deposit, and can access wages early.
Branch serves platforms, marketplaces, hospitality, healthcare, logistics, construction, agriculture and financial institutions. Named customers include Uber, Domino's, Instacart, Union Square Hospitality Group, Nursa and Stripe. The vendor reports 60% longer tenure for workers with instant pay access.
Branch does not list pricing or fees on its homepage; employers can request a demo or contact sales. A Nursa quote says clinicians access pay at no cost. No free trial is mentioned.
Branch offers an app and API and links to an integrations section, but its homepage does not name specific integrations.
Payactiv is an earned wage access provider with payroll cards and wellness tools. ZayZoon focuses on earned wage access for small employers. Rain is an earned wage access app. Inova Payroll is a payroll provider. Branch is broader on payouts, tips and contractor payments.
Pricing Model
Quote-based
Starting Price
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Free Options
Free trial
API Types
SDK Availability
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Developer Features
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
Verify with vendor for your specific region requirements.
Earned wage access and pay solutions that work with your payroll
