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Digital finance and buy now, pay later in Southeast Asia
Akulaku is a Southeast Asian digital-finance platform offering buy now, pay later, virtual credit, and financial services, strongest in Indonesia and the Philippines. It provides consumers with installment shopping and credit through its app and merchant partnerships, and works with merchants to offer pay-later at checkout, extending financial access to underbanked customers.
The platform covers buy now, pay later and installments, virtual credit accounts, a shopping marketplace, merchant pay-later integrations, and other digital-finance services, with merchants paying fees per transaction (quoted by agreement) while Akulaku manages credit and collections. Its digital-credit reach among underbanked SEA consumers differentiates it.
Akulaku serves ecommerce and retail merchants in Southeast Asia that want to boost conversion with installments, and consumers who want accessible credit and installment shopping. With a large user base, its BNPL, credit, and marketplace make it a leading digital-finance platform in the region.
Pricing Model
Custom
Starting Price
Contact vendor
Free Options
None
| Feature | Merchant (Pay Later) | Enterprise |
|---|---|---|
| Pay-later & installments | — | |
| Checkout integration | — | |
| Fee per transaction | — | |
| Access to app users | — | |
| By agreement | — | |
| Higher volume | — | |
| Deeper integration | — | |
| Credit reach | — | |
| Dedicated support | — | |
| Custom quote | — |
Other
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API Types
SDK Availability
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Compliance Standards
SOC 2 Type II
EnterpriseISO 27001
EnterpriseGDPR Compliant
GlobalHIPAA
HealthcarePCI DSS
FinanceCCPA
PrivacyFedRAMP
GovernmentCSA STAR
CloudDeployment & Data
Data Residency Options
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