Clover vs SumUp: Which POS Software Is Better in 2026?
Compare pricing, features, integrations, verified reviews, AI capabilities, security, and customer satisfaction, side by side, with no marketing spin.
The Short Answer
Clover vs SumUp, in 15 seconds
Choose Clover if…
- You prefer Clover's approach and ecosystem
Choose SumUp if…
- You prefer SumUp's approach and ecosystem
Head-to-Head Scorecard
How Clover and SumUp score
It's evenly matched, each leads on 0 of 9 measured dimensions.
- Even
Customer Rating
Average score from verified user reviews
CloverNo reviewsSumUpNo reviews - Even
Review Volume
Number of verified reviews, a proxy for adoption
Clover0SumUp0 - Even
Entry Pricing
Lowest published starting price (free plan = lowest)
CloverCustomSumUpCustom - Even
Free Access
Availability of a free plan and/or free trial
CloverFree trialSumUpFree trial - Even
Integrations
Number of listed third-party integrations
Clover6SumUp6 - Even
Features
Number of listed product capabilities
Clover0SumUp0 - Even
AI Features
Capabilities mentioning AI, automation or ML
Clover,SumUp, - Even
Security & Compliance
Number of listed compliance certifications
Clover2SumUp2 - Even
Platforms & Deployment
Supported platforms and deployment options
Clover4SumUp4
Feature Comparison
Clover vs SumUp feature breakdown
Search or filter the full feature matrix, core features, AI, integrations, APIs, security and compliance.
Clover
SumUpPricing Comparison
Clover vs SumUp pricing
Entry pricing, plan tiers and the cost factors that shape total cost of ownership.
Clover
Custom to start- integrated payments
- Integrations
- Standard support
- countertop and handheld POS
- Dedicated support and onboarding
- Advanced security and controls
- inventory and employee management
- app market
SumUp
Custom to start- Analytics and reporting
- card readers
- Standard support
- Integrations
- business account
- online store and payment links
- Advanced security and controls
- Everything in Professional
Total cost of ownership factors
Beyond list price, factor in implementation, training, add-ons and per-seat scaling when estimating total cost of ownership.
Pros & Cons
Clover vs SumUp: strengths and trade-offs
Clover
Pros
- Free trial offered
- Compliance: SOC 2, GDPR
- Public API available
Cons
- No free plan
- Pricing is quote-based (less transparent)
SumUp
Pros
- Free trial offered
- Compliance: PCI DSS, GDPR
- Public API available
Cons
- No free plan
- Pricing is quote-based (less transparent)
Buyer Fit
Who should use Clover vs SumUp?
Startups
Either
Either keeps early-stage costs lowest with its entry tier.
Small businesses
Either
Either offers the most accessible pricing for lean teams.
Agencies
Either
Either connects to more tools for multi-client workflows.
Enterprises
Either
Either leads on compliance and breadth for complex needs.
Ecommerce
Either
Either integrates with more of the commerce stack.
SaaS companies
Either
Either is the more developer- and automation-friendly choice.
Integration overlap
Shared integrations (1)
Only in Clover (5)
Only in SumUp (5)
Keep Exploring
Other alternatives worth considering
Similar pos software products buyers compare alongside Clover and SumUp.
Ask SIA which solution fits your business
SIA, Saaskart's AI buying assistant, weighs Clover and SumUp against your team size, budget, integrations and compliance needs, then recommends the right fit and the questions to ask each vendor.
Get a personalised recommendationClover vs SumUp, Frequently Asked Questions
What is the difference between Clover and SumUp?
Clover and SumUp are both POS Software solutions. Clover is rated 0.0/5 by 0 users, while SumUp is rated 0.0/5 by 0 users. The main differences lie in pricing, features, and target audience.
Which is better, Clover or SumUp?
Based on user ratings, Clover scores higher at 0.0/5. The best choice depends on your team size, budget, and specific requirements.
Which is cheaper, Clover or SumUp?
Both products have custom pricing. We recommend contacting both vendors for a quote tailored to your team size.
Does Clover or SumUp have a free plan?
Neither Clover nor SumUp currently offers a free plan, but Clover provides a free trial.
Can I switch from Clover to SumUp?
Switching between Clover and SumUp is possible. Both support data export. Check integration compatibility and plan for data migration to minimise disruption to your team.
Who should use Clover vs SumUp?
Clover is best suited for teams that prioritise enterprise features. SumUp works well for teams needing advanced capabilities.
Our Verdict
The bottom line on Clover vs SumUp
Best Overall
Either
It's a tie balances user satisfaction and proven adoption.
Best for Startups
Either
It's a tie has the friendliest entry point for new teams.
Best for Enterprise
Either
It's a tie leads on compliance and feature breadth.
Best Value
Either
It's a tie delivers the lowest cost to get started.
Best AI Features
Either
Comparable AI capabilities on both sides.
Highest Rated
Either
Both earn equal user ratings.